SBI reporting wrong balance

[cowcoconut]

Hey
I used around 80% of my sbi cashback CL 2 months ago. The balance was showing 80k then. I paid it off after that month statement.
But the balance still shows 80k after 2 months. This is bringing my CIBIL score down. What should I do?

 

[coolguy1]

SBI can do anything. I know someone who's balance was showing higher than his card limit.

You bow down to the gods of SBI lunch time and hope some miracle happens while writing them multiple emails!

 

[helloworld]

Curious, what was the last report date from that bank?

 

[cowcoconut]

Curious, what was the last report date from that bank?

It reported the same balance on both the months...
CIBIL score has dropped by 50 points. But they don't report any missed payment etc

 

[helloworld]

It reported the same balance on both the months...
CIBIL score has dropped by 50 points. But they don't report any missed payment etc

Post in thread 'Information Required For New Cibil Profile (Scored Dropped From 772 to 751)'

Oct 9, 2024

Anything above 750 is good infact with strong credit history, this score itself help you get better interest rates when availing loans/credit cards. Infact, 750 score is default to obtain basic to super-premium credit cards.

Other factors that affect loan/card eligibility like
- Over credit exposure
- Missing payments
- Not sufficient credit history
- No income
- Address / various misc. reasons

No bank discard your application, just because you have only 750 score or no bank need 770 to get the credit card/loan.

Moreover, in credit score anything and everything will be temporary, things...

• helloworld

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