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Sbi Rewards points devalued (simplyclick)

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Das.N

Das.N

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I have simplyclick card from Sbi. It's very hard to earn rewards points in this card as Instant discount purchases are excluded from rewards points. Previously, It was 2000 points for 500 Amazon voucher. Now today It's showing 2500 points for 500 . Don't know about others card like simplysave.Most people use this card only in sales. And it will take an eternity to reach that target. 1000003936.png .
 
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Bloody SBI! They are really losing it. At least give a notice! Really tempted to close the card! Simplyclick used to be a really decent card, they are devaluing it to nothingness. Even the Cleartrip milestone benefit is now a coupon rather than a voucher, meaning only 1 can be used at a time... First time I might end up paying yearly fees in 4 years of using the card, and if they aren't giving it LTF, not sure its worth keeping as the SBI offers have also become very minimal.
 
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maheshspanicker said:
Bloody SBI! They are really losing it. At least give a notice! Really tempted to close the card! Simplyclick used to be a really decent card, they are devaluing it to nothingness. Even the Cleartrip milestone benefit is now a coupon rather than a voucher, meaning only 1 can be used at a time... First time I might end up paying yearly fees in 4 years of using the card, and if they aren't giving it LTF, not sure its worth keeping as the SBI offers have also become very minimal.
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Agreed
 
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maheshspanicker said:
Bloody SBI! They are really losing it. At least give a notice! Really tempted to close the card! Simplyclick used to be a really decent card, they are devaluing it to nothingness. Even the Cleartrip milestone benefit is now a coupon rather than a voucher, meaning only 1 can be used at a time... First time I might end up paying yearly fees in 4 years of using the card, and if they aren't giving it LTF, not sure its worth keeping as the SBI offers have also become very minimal.
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I am thinking the same. I will just keep that card to see how much instant discounts SBI will offer in sales. If they fail to offer instant discounts, and I feel paying annual fees doesn't worth anymore,I will surely close the card. I have far better cards than that with good cashback/reward rate.
 
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Das.N said:
I have simplyclick card from Sbi. It's very hard to earn rewards points in this card as Instant discount purchases are excluded from rewards points. Previously, It was 2000 points for 500 Amazon voucher. Now today It's showing 2500 points for 500 . Don't know about others card like simplysave.Most people use this card only in sales. And it will take an eternity to reach that target.View attachment 29230.
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What about reward point redeem on statement credit ?
 
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WTF WTF! Thanks for the warning. I will definitely close it before 3rd year begins (so they reverse charges like they did for 2nd year or make it LTF)

Are there rules by RBI to prevent sudden de-valuation without any advance announcement? 1.25% came down to 1% (5X) and 2.5% (10X) merchants reward rate came down to 2%.

Also 'redeem' is spelled 'reedem'. English bhi nahin aati SBI gawaron ko.
 
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akshayhs said:
Actually it's not worth it. This card has issues with rewards. Even if you don't redeem then and SBI takes it back for accidentally crediting it, they add certain rupees to your account for additional debit, and you need to fight with them to get it back.
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True, Once they deducted my geniune points saying that I used the card during sales. After arguing with customer cares for some days, I didn't find any solution.

After that ,I thought, leave it. I will never use this card without instant discount offers. So they will credit the points and after some days the points will be deducted.

So I will never reach their 2000/2500 milestone in my life. So I don't care anymore. I have HDFC Millennia LTF, ICICI Amazon Pay LTF, Axis Flipkart LTF,Axis Ace paid . Those cards give far better reward rate than hopeless SBI
 
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