surojitlaha
TF Premier
1)Reward points are linked with your CIF number. If both of your accounts are linked with same CIF, then you will get the points in same rewards account.
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SBI Rewardz: Accelerated Points Upto 5X*/10X* RP under Monthly Campaigns.
- Thread starter desiviru
- Start date
What if we close the only debit card linked to cif?
What if we hotlist the physical dc and VDC remain active?
Reward Points will remain in both cases? or the point earned will disappear?
Should we need to redeem points before card closure?
Customer care once informed that points will disappear if we close the DC. Do u have any experience?
prathameshrk
TF Buzz
No, it's wrong. Points will remain as long as you have the relationship with SBI.
surojitlaha
TF Premier
1. No problem.You can easily generate a new debit card through YONO, SBI NetBanking, or by visiting your nearest branch.
2. If you need to hotlist your physical debit card, don't worry-your virtual debit card will remain active and unaffected.
3. Your reward points will stay active. Even after closing all your cards, you can still redeem the points without any issues.
4. There is no time limit for redeeming your reward points after closing a card. You can redeem them anytime within 2 years.
5. While I cannot confirm whatcustomer care told you , based on personal experience, reward points typically remain available after card closure. Additionally, if you close your card while there are pending reward points to be credited, those points will still be credited to your account.
6. For your peace of mind, here's a suggestion: if you have 100 reward points, redeem 90 points and leave 10 points. Then, proceed with the card closure request. After the closure, you can verify whether the remaining points are still available.
I hope this clears up your concerns. Have a great night!
surojitlaha
TF Premier
Yes it's eligible
prathameshrk
TF Buzz
@2025 I was with the bank for ~6 years. I can confirm points will remain, no need to try these things.
Seems like SBI leaked our data, or someone trying their luck 🥶😂
When my CC from SBI get delivered, the next morning a I got a call from scammer that mentioned last four digits of my card and tried to trick me in making a payment on a website that was clone of SBI UI. With my 2nd card from SBI Same thing happened.
prathameshrk
TF Buzz
non-SBI customers receive this too, scammers try their best 😀
kuchbhi
TF Ace
A doubt that I have recently activated virtual card so if I make payment of cc then can activation bonus and sbi winter carnival can be clubbed right?
Eg if I do first txn of 2000
then 50 activation + (20 + 20 vdc points) + 4x points (80 + 80) should be credited right?
And can I split payment of 6400 like 2k + 2k + 2.4k is there any problem in that?
@desiviru @6ix9ine @pinki
Eg if I do first txn of 2000
then 50 activation + (20 + 20 vdc points) + 4x points (80 + 80) should be credited right?
And can I split payment of 6400 like 2k + 2k + 2.4k is there any problem in that?
@desiviru @6ix9ine @pinki
6ix9ine
TF Legend
Yes, no problem with that. In total, you will have 928 points.
You will receive 20 + 20 points in a couple of days, 80 + 80 points after the deadline, and the activation points will come in 2-3 months. I don't remember exactly how long they take, could be wrong on 2-3 months duration.
What is this activation points?
And what is the timeline to do transaction?
I activated my virtual card on 24th Dec
My first transaction was on 25th of 6800, 2nd transaction was of 4000 on 1st Jan.
Haven't done any other transaction yet.
cardio_guy
TF Legend
Sorry, but a quick qn - is the SBI VDC rupay platinum or normal rupay?
Or does it depend on our sb account variant and/or physical card variant?
Or does it depend on our sb account variant and/or physical card variant?
Normal rupay .
6ix9ine
TF Legend
Activation Bonus points on usage of card 3 times within two month of card issuance with minimum transaction of Rs 2,000/-
1st Use - 50
2nd Use - 100
3rd Use - 150
You need to complete one more transaction of at least ₹2000 or more before 24th February to finish.
Sobirvs
TF Premier
sent them email again as they told me to wait for 7 days and it's been freaking 7 days.
Simple method to calculate maximum transaction you have to do during campaigns.
New
SBI Rewardz has updated website interface. Hope they didn't fixed the loophole of 4X accelerated on VDC bonus pts.We will know it by Feb first week.
Also, I have derived simple method to calculate maximum transaction you have to do during campaigns.
Just Multiply the Max. Pts given for a campaign by 12.5 and you will get max. txn amount you have to do within a campaign.
For future campaigns, just look the maximum accelerated rewards and calcualte maximum txn amount with factor in table below.
Ex: 1. Winter Campaign of 5X has 500 Max. Points.
So Max. Amt = 12.5x500= Rs.6250. As SBI has rewards in Rs.200 multiple only then txn amount should be Rs.6200 or Rs.6400.
2. Similarlly Bachat Boss Offer has 5X pts but has 300 max. accelerated pts.
So 12.5X300= Rs.3750 which means Rs.3600 or Rs. 3800 txn max.
Keep in mind the 200 multiple factor in amount.
For 2X campaigns multiple factor will be 50 Multiply (Max. Accelerated Pts.). Suppose max. rewards are 500 pts under 2X campaign then txn amt will be 50 x 500= Rs.25000.
Simply, More the rewards multiple factor, lesser will be the transaction amount to reach it. So 5X Accelerated offers or 10X will always have lowest txn amounts as compared with 2X.
CC @6ix9ine @kuchbhi @Aniket @Abhishek012 @HumorSimpson @Centurion_wala @Ash8 @pinki @surojitlaha
Also, I have derived simple method to calculate maximum transaction you have to do during campaigns.
Just Multiply the Max. Pts given for a campaign by 12.5 and you will get max. txn amount you have to do within a campaign.
For future campaigns, just look the maximum accelerated rewards and calcualte maximum txn amount with factor in table below.
| Campaign Type | Multiplier with VDC (Virtual Debit Card) | Multiplier with Physical Debit Card |
| 5X Campaign | 12.5 X (Max. Accelerated Points.) | 25 X (Max. Accelerated Points.) |
| 4X Campaign | 25 X (Max. Accelerated Points) | 50 X (Max. Accelerated Points.) |
| 3X Campaign | 37.5 X (Max. Accelerated Points) | 75 X (Max. Accelerated Points.) |
| 2X Campaign | 50 X (Max. Accelerated Points) | 100 X (Max. Accelerated Points.) |
Ex: 1. Winter Campaign of 5X has 500 Max. Points.
So Max. Amt = 12.5x500= Rs.6250. As SBI has rewards in Rs.200 multiple only then txn amount should be Rs.6200 or Rs.6400.
2. Similarlly Bachat Boss Offer has 5X pts but has 300 max. accelerated pts.
So 12.5X300= Rs.3750 which means Rs.3600 or Rs. 3800 txn max.
Keep in mind the 200 multiple factor in amount.
For 2X campaigns multiple factor will be 50 Multiply (Max. Accelerated Pts.). Suppose max. rewards are 500 pts under 2X campaign then txn amt will be 50 x 500= Rs.25000.
Simply, More the rewards multiple factor, lesser will be the transaction amount to reach it. So 5X Accelerated offers or 10X will always have lowest txn amounts as compared with 2X.
CC @6ix9ine @kuchbhi @Aniket @Abhishek012 @HumorSimpson @Centurion_wala @Ash8 @pinki @surojitlaha
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cardio_guy
TF Legend
guys and girls, please note there is a difference between Virtual Debit Card and Virtual Card.
VDC is what we are talking about here.
Other one is chargeable, limited time use kind of thing.
VDC: https://sbi.co.in/web/personal-banking/cards/debit-card/sbi-virtual-debit-card
VC: https://sbi.co.in/web/personal-banking/cards/debit-card/virtual-card
VDC is what we are talking about here.
Other one is chargeable, limited time use kind of thing.
VDC: https://sbi.co.in/web/personal-banking/cards/debit-card/sbi-virtual-debit-card
VC: https://sbi.co.in/web/personal-banking/cards/debit-card/virtual-card