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SBI Rewardz: Accelerated Points Upto 5X*/10X* RP under Monthly Campaigns.

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cardio_guy said:
guys and girls, please note there is a difference between Virtual Debit Card and Virtual Card.

VDC is what we are talking about here.
Other one is chargeable, limited time use kind of thing.

VDC: https://sbi.co.in/web/personal-banking/cards/debit-card/sbi-virtual-debit-card

VC: https://sbi.co.in/web/personal-banking/cards/debit-card/virtual-card
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Even this won't clear confusion of some extra-ordinary people who thinks Virtual Debit card means use of card shown on YONO which is copy of their physical card. I don't know why their brain isn't braining when they think of it and don't get the fact that Physical and the one shown with same number in YONO have no difference and they need a different VDC which is to be generated in App/Netbanking. 🤣
 
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desiviru said:
Even this won't clear confusion of some extra-ordinary people who thinks Virtual Debit card means use of card shown on YONO which is copy of their physical card. I don't know why their brain isn't braining when they think of it and don't get the fact that Physical and the one shown with same number in YONO have no difference and they need a different VDC which is to be generated in App/Netbanking. 🤣
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1735880810284.webp
 
desiviru said:
Even this won't clear confusion of some extra-ordinary people who thinks Virtual Debit card means use of card shown on YONO which is copy of their physical card. I don't know why their brain isn't braining when they think of it and don't get the fact that Physical and the one shown with same number in YONO have no difference and they need a different VDC which is to be generated in App/Netbanking. 🤣
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Ooi bhaiya badnaami karo par zara pyaar se 🥲
 
desiviru said:
Did you asked the same and gone crazy? I am sorry if it redirected to you. I didn't know. Anyways check the first post to get more knowledge or post on page 83 regarding points and tabular calculation.
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s u r e!
I always try to check everything if its available now and then only ask! 😉
 
desiviru said:
SBI Rewardz has updated website interface. Hope they didn't fixed the loophole of 4X accelerated on VDC bonus pts.We will know it by Feb first week.

Also I have derived simple method to calculate maximum transaction you have to do during campaigns.

Just Multiply the Max. Pts given for a campaign by 12.5 and you will get max. txn amount you have to do within a campaign.

For future campaigns, just look the maximum accelerated rewards and calcualte maximum txn amount with factor in table below.

Campaign TypeMultiplier with VDC (Virtual Debit Card)Multiplier with Physical Debit Card
5X Campaign12.5 X (Max. Accelerated Points.)25 X (Max. Accelerated Points.)
4X Campaign25 X (Max. Accelerated Points)50 X (Max. Accelerated Points.)
3X Campaign37.5 X (Max. Accelerated Points)75 X (Max. Accelerated Points.)
2X Campaign50 X (Max. Accelerated Points)100 X (Max. Accelerated Points.)

Ex: 1. Winter Campaign of 5X has 500 Max. Points.

So Max. Amt = 12.5x500= Rs.6250. As SBI has 200 multiple txn amt should be Rs.6200 or Rs.6400.

2. Similarlly Bachat Boss Offer has 5X pts but has 300 max.accelereated pts.

So 12.5X300= 3750 which means Rs.3600 or Rs. 3800 txn max.

Keep in mind the 200 multiple factor in amount.

For 2X campaigns multiple factor will be 50 Multiply (Max. Accelerated Pts.). Suppose max. rewards are 500 pts under 2X campaign then txn amt will be 50x500= Rs.25000.

Simply more the rewards multiple factor, lesser will be the transaction amount to reach it. So 5X Accelerated offers or 10X will always have lowest txn amounts as compared with 2X.

CC @6ix9ine @kuchbhi @Aniket @Abhishek012 @HumorSimpson @Centurion_wala @Ash8 @pinki @surojitlaha
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I have question..
I have to pay 100k cc bill.
I know only 50k is enough for vdc.
My doubt is currently this is birthday month for my sbi vdc.
So how many points shall I receive by doing 50k transaction via sbi vdc including birthday month points and 5x carnival offer?
 
Ak Singh said:
I have two sbi ac in my family so two vdc..
so 50 k each ac would be good or 1L in single ac? And currently for both ac birthday month running.
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For single account 50k would be good.
For 50k you will receive 500 normal+ 500 virtual debit card bonus+ 1000 birthday month bonus from a single account.
I don't know about 5x offer
 
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Ak Singh said:
I have question..
I have to pay 100k cc bill.
I know only 50k is enough for vdc.
My doubt is currently this is birthday month for my sbi vdc.
So how many points shall I receive by doing 50k transaction via sbi vdc including birthday month points and 5x carnival offer?
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@surojitlaha correcting you as you missed doubling birthday points for bonus also.

@Ak Singh With VDC, dialy max. txn one can do is 50K. Split 1L in two txns of 50K. Edit: Just read you have two acc. with bday month. So use 50K in each.

Your points flow: 500 Normal (1X) + 500 VDC Bonus (1X)= 1000. As this is your birthday month both these pts credit will double adding 1000 as bday bonus which will credit between Feb 1-3. Total= 2000. Above this you will get 1000 milestone points. If you haven't used Dec 23- Jan 5 offer, you will get 500 and if you do one of txn by splitting txns on Canara Setu then 300 pts more.

So 50K txn will give you 500+500+1000+1000=3000 and add campaign offer pts of 500+300. Total= 3800 or Rs.950 for 50K.

Same with other account. So effectively 1.90% or Rs.1900 for 1L payment. Without birthday month it is 1.40% only as capaigns also running or 1% only if nothing is there and txn amt. is 50K and above in single txn or cumulative.

Do remember that sometimes VDC bonus aren't getting credited. Consider yourself lucky if it does automatically else after 15 days send them email to get it credited.
 
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anonymuos said:
They're sending email now with points summary
View attachment 79437
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Yeah got it. Only that it says, You've eraned 10000 Reward Points.

At last they have written, "Thanks for looting us"

🤣

P.S: For txn of 6400 done yesterday at 4PM to 04:15 PM in 2 accs both have got 64+64. Normal came when checked at 05:30 PM and after an hour bonus also came. It came too fast. Seems like system is corrected. VDC Variant: VISA for both accs.
 
desiviru said:
Yeah got it. Only that it says, You've eraned 10000 Reward Points.

At last they have written, "Thanks for looting us"

🤣

P.S: For txn of 6400 done yesterday at 4PM to 04:15 PM in 2 accs both have got 64+64. Normal came when checked at 05:30 PM and after an hour bonus also came. It came too fast. Seems like system is corrected. VDC Variant: VISA for both accs.
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I have looted a total of 80k points from them 😂👿
 
desiviru said:
Yeah got it. Only that it says, You've eraned 10000 Reward Points.

At last they have written, "Thanks for looting us"

🤣

P.S: For txn of 6400 done yesterday at 4PM to 04:15 PM in 2 accs both have got 64+64. Normal came when checked at 05:30 PM and after an hour bonus also came. It came too fast. Seems like system is corrected. VDC Variant: VISA for both accs.
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sirf 64 aaye
aapka shraap lag gya 🙁
 
kuchbhi said:
sirf 64 aaye
aapka shraap lag gya 🙁
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Fikar not. One of my friend recently got base points on Dec 29th and Bonus on Dec 30th. So wait for midnight or next 2 days. 🤣

Jab 5X bonus credit huya tha October month ka tab bhi next day tak pts aa rahe thay. Just like HDFC credits Millennia DC in batches, SBI gives chillar in batches.
 
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