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Sbicard comparison

I am applying for sbi credit card, need advice to know which one gives the best value.
Simply Click is your best bet.
For RuPay Cards, Simply Save will be a better choice.
Or, you can go for premium and ultra premium category. Most of them are good, especially if you can get them LTF.
Try NOT to take co-branded cards.
 
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I am expecting to spend about 1L in a month, mostly on utilities
Is it correct that the only difference between simply save, prime and elite is milestone benefit in terms of rewards?
I don’t want simply save as i already have amazon and Flipkart cc for online spending
 
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