Scapia Credit Card Now Open to All Federal Bank Users: Here is Why It is a Must-Have!

[gargmolik]

Just got this card with 2.13L limit (Both Visa and Rupay) without any income proof just E-KYC. Highest limit for me from a new card in an instant. It got activated in less than 12 hours. My main use of this card would be for the Fixed Forex monthly payments. Thanks for the suggestions.

 

[nikhilv0303]

Just got this card with 2.13L limit (Both Visa and Rupay) without any income proof just E-KYC. Highest limit for me from a new card in an instant. It got activated in less than 12 hours. My main use of this card would be for the Fixed Forex monthly payments. Thanks for the suggestions.

Did you have any existing Federal card?

 

[gargmolik]

Did you have any existing Federal card?

Never had any relationship with Federal Bank in the past.

 

[panchabhut]

are they doing physical address verification?

 

[ali4u]

are they doing physical address verification?

Never did they

 

[RkrRkr is verified member.]

are they doing physical address verification?

No.Its fully digital.

 

[chamansingh]

This is a very good credit card for people who can travel frequently, because it has zero forex charges.
But if you are planning to apply, I would strongly suggest applying through easemydeal instead of anywhere else - you will get free goVIP access and extra cashback on card approval.
Along with all the Scapia benefits like lifetime free card, lounge access, and good rewards, you also get extra perks from easemydeal.

 

[RAMESH BABU N]

This is a very good credit card for people who can travel frequently, because it has zero forex charges.
But if you are planning to apply, I would strongly suggest applying through easemydeal instead of anywhere else - you will get free goVIP access and extra cashback on card approval.
Along with all the Scapia benefits like lifetime free card, lounge access, and good rewards, you also get extra perks from easemydeal.

AND, not to forget, a free RuPay Scapia card with Visa Scapia card.

 

[cardio_guycardio_guy is verified member.]

What are the reasons for one to take a 0-forex card?
Given that -
1. Never travelled outside India.
2. Never done any transactions in any currency other than INR.

Are there any other cases where one doesn't need a 0-fx card?

 

[kvndsz512]

very bad system still 😆 for existing they should directly issue on shared basis but dont know why they reject and all

 

[supperman]

I recently got Celesta. Is there a cooling off period, or can I apply for Scapia straightaway?

 

[ashwinikumar900]

very bad system still 😆 for existing they should directly issue on shared basis but dont know why they reject and all

This is the only bank where having a high credit limit feels more like a curse than a privilege. 😆

 

[n69b]

What are the reasons for one to take a 0-forex card?
Given that -
1. Never travelled outside India.
2. Never done any transactions in any currency other than INR.

Are there any other cases where one doesn't need a 0-fx card?

Given your situation, None.

 

[PrinceHeart]

What are the reasons for one to take a 0-forex card?
Given that -
1. Never travelled outside India.
2. Never done any transactions in any currency other than INR.

Are there any other cases where one doesn't need a 0-fx card?

Reason 1 - Bragging rights.
Reason 2 - More loan amount with 0 interest for atleast a month.
Reason 3 - Available offers that are unique to that particular card.
Reason 4 - Never done any foreign currency transactions doesnt mean that you never will.
Reason 5 - Card collection.

These are just some pretty basic reasons for having any card. I am sure there will be more reasons if I think a little bit harder.

 

[cardio_guycardio_guy is verified member.]

Reason 1 - Bragging rights.
Reason 2 - More loan amount with 0 interest for atleast a month.
Reason 3 - Available offers that are unique to that particular card.
Reason 4 - Never done any foreign currency transactions doesnt mean that you never will.
Reason 5 - Card collection.

These are just some pretty basic reasons for having any card. I am sure there will be more reasons if I think a little bit harder.

Thanks sir.
Yes I am just contemplating the same for BOB Eterna, Scapia, and a few of the likes. Want to take it but not compelling enough to take the plunge.