Scapia Started Issuing Credit Cards Again - Update February 2025

[msd07]

Got whatsapp message to start the application and just now VKYC also completed....

Dear

*Thanks for waiting – you can now apply for Scapia Federal Credit Card!*

*Here's what makes your wait worth it:*
✅ Zero joining/annual fees
✅ Zero forex markup
✅ Unlimited domestic lounge access
✅ 10% rewards on spends – redeemable for flights, stays, trains & more

*And now, even more reasons to get the card!*
➡️ Complimentary shopping/dining at any domestic airport in India
➡️ Stress-free visa applications
➡️ Book trains & buses with Scapia coins along with Flights and Stays – all your travel needs in one place

 

[msd07]

VKYC Completed.. Waited for 15 mins in Q for VKYC..
5L limit..
CIBIL hit during the end of application process..

 

[Ezio]

Is it worth getting this card now?

 

[msd07]

Is it worth getting this card now?

donno bro....
just for 0 forex , LTF and Unlimited lounge for 10K spends seemed tempting... no other benefits i guess...
TF Experts shud say...

 

[Ezio]

We get 0 forex on Uni NX Wave as well.

 

[AlgoTrader]

if i have a federal card already, will they approve it? also, can i apply from tier 2/3 city?

 

[msd07]

Received the card today

 

[msd07]

 

[msd07]

 

[BeingIncogBeingIncog is verified member.]

if i have a federal card already, will they approve it? also, can i apply from tier 2/3 city?

nope, one card policy

 

[AlgoTrader]

nope, one card policy

oops, but federal is issuing wave as 2nd card, so i dont understand their logic

 

[cardy]

oops, but federal is issuing wave as 2nd card, so i dont understand their logic

Core Card holders are getting rupay card
No rupay for cobranded customers

 

[BeingIncogBeingIncog is verified member.]

oops, but federal is issuing wave as 2nd card, so i dont understand their logic

that's floater card, and works differently.

 

[AlgoTrader]

that's floater card, and works differently.

okies, got it, thanks

 

[wiizzard]

Can someone elaborate what are these benefits

Complimentary shopping/dining at any domestic airport in India
Stress-free visa application

?

 

[Boy 07]

View attachment 84941

My aadhar address is not serviceable can I get this card on noida residence Address 200301 or Company address 201301 ????

 

[Boy 07]

VKYC Completed.. Waited for 15 mins in Q for VKYC..
5L limit..
CIBIL hit during the end of application process..

Can you confirm there was Cibil hit or Experian hit
I Heard federal hit on Experian????

 

[msd07]

Can you confirm there was Cibil hit or Experian hit
I Heard federal hit on Experian????

its CIBIL for me

Your CIBIL Score & Report was checked by FEDERAL BANK ECN:xxx on 2025-02-23 15:52:31. Know More? Visit https://www.cibil.com/enquiry -CIBIL

 

[msd07]

My aadhar address is not serviceable can I get this card on noida residence Address 200301 or Company address 201301 ????

i think so... even my aadhar address was not serviceable.... but i gave Blore address during application process...

 

[Dazzwilliams]

Declined. I only have a Jupiter account. No other CC related to Federal