Seeking for advice on weather to apply for Axis ace or wait

[enoqs]

So yesterday i got the banner on google pay app to apply for axis ace i wanted to apply for this card for so long so just wanted some advice on whats the best way to go about it given my situation

Card	Limit(INR)	Age(months)	Extra
My zone	260000	5	I requested a limit increase and got it on 11th jan 2023 from 50K to 260K
ICICI platinum	400000	4
Amazon pay	400000	1	This card isn't shown in cibil may be it will be visible in 2 months

All bills paid on time max utilization 7% average utilization 3%
I have 12 cibil hard query in last 6 months and 5 in last 3 months cibil score is at 761 all queries for credit cards only 2 queries from axis one for card issuing and other for limit increase
Now given this information
1) should i apply for axis ace card
2) if i don't apply for the card will the gpay offer stays or will it disappear after some time

I got axis offer for almost all cards (Airtel,freecharge,flipkart,ace)

Thanking you in advance for reading this any suggestion will be greatly appriciated

 

[Credit raja]

Apply Immediately

 

[Shrinit Padwal]

So yesterday i got the banner on google pay app to apply for axis ace i wanted to apply for this card for so long so just wanted some advice on whats the best way to go about it given my situation

Card	Limit(INR)	Age(months)	Extra
My zone	260000	5	I requested a limit increase and got it on 11th jan 2023 from 50K to 260K
ICICI platinum	400000	4
Amazon pay	400000	1	This card isn't shown in cibil may be it will be visible in 2 months

All bills paid on time max utilization 7% average utilization 3%
I have 12 cibil hard query in last 6 months and 5 in last 3 months cibil score is at 761 all queries for credit cards only 2 queries from axis one for card issuing and other for limit increase
Now given this information
1) should i apply for axis ace card
2) if i don't apply for the card will the gpay offer stays or will it disappear after some time

I got axis offer for almost all cards (Airtel,freecharge,flipkart,ace)

Thanking you in advance for reading this any suggestion will be greatly appriciated

If you wanted Ace card from so long, then apply for it as we don't know about the Gpay banner availability. After you get this card, don't apply for other cards for some time and try to increase cibil.

Also 1 query - what all you did for limit increase for axis cc - I also want to do the same

 

[enoqs]

If you wanted Ace card from so long, then apply for it as we don't know about the Gpay banner availability. After you get this card, don't apply for other cards for some time and try to increase cibil.

Also 1 query - what all you did for limit increase for axis cc - I also want to do the same

I just emailed them that i earn more that the limit and with 50k limit i can only realistically spent 15k under 30% utilizationand i have other card with 400k limit with that i gave 6 month bank transaction and 3 month payslip And yes i used this for the mail

Axis Support - Customer Support - Axis Bank

Connect with Axis Bank Insta Services for instant answers to your banking-related queries. Chat with agent, speak with us or send an email for customer complaints.

application.axisbank.co.in

 

[WhoU]

I just emailed them that i earn more that the limit and with 50k limit i can only realistically spent 15k under 30% utilizationand i have other card with 400k limit with that i gave 6 month bank transaction and 3 month payslip And yes i used this for the mail

Axis Support - Customer Support - Axis Bank

Connect with Axis Bank Insta Services for instant answers to your banking-related queries. Chat with agent, speak with us or send an email for customer complaints.

application.axisbank.co.in

Was there a cibil hit because of limit enhancement query?