Seeking Guidance on Credit Card Choices -Swiggy/Apay/millennia

[muk9998]

Hey folks,

I'm in need of some advice regarding credit cards.

I frequently shop on Amazon and Myntra. I've tried applying for the Amazon ICICI credit card but have been rejected 4 times already. Currently, I'm in the 2-month cooldown period before I can try again.

Recently, I managed to get the HDFC Tata Neu Plus card with a limit of 80K. It's my first HDFC credit card, and I'm mainly using it for UPI payments.

Given the recent revaluation by Swiggy, I'm wondering if I should apply for their card. However, I'm not getting a LTF.

Alternatively, I'm considering applying for the HDFC Millennia card, though I have a feeling it might be hard for me to get.

So, fellow members, what do you suggest I should do? Any insights or recommendations would be highly appreciated!

Thanks in advance!

 

[anantnitish]

It's hard to get core hdfc card if ur first card is a cobranded

 

[anantnitish]

U should apply for axis Flipkart card from Flipkart app

 

[muk9998]

U should apply for axis Flipkart card from Flipkart app

My Flipkart Account is blocked 🥲
And I don't think it's suits me as I hardly shop there.

 

[Shin-Chan]

If you find value in paying via CC vs UPI then here is what you can opt for :


Apay : Get a FD backed preferably 1L+ FD ICICI platinum secured CC then wait for 6 months and use ICICI Bank X team and ask them for Apay CC. There is more details shared on forum by @Vasuki over this.


Millennia : Get a secured Millennia best will be to visit nearest HDFC and have a word with Branch Manager basis discussion opt for Secured Millennia.