Self Tested: Closed Kotak 811 now can be Reactivated

[rohit_]

Closed Kotak 811 limited KYC Accounts can be Reactivated again. May be a bug or user-specific or it's official.

So, Go for it and have a Zero Balance Lifetime Kotak 811 Account.

1. Download Kotak 811 Application or open it through the web
2. Open a new account
3. Enter your mobile number and mail address (OTP)
4. Enter your Pan Card and Aadhar Card number
5. Now confirm details
6. Upload a photo of pan card, selfie, photo of signature
7. Go for the video KYC
8. After successful vkyc, your account details will be SMS mailed to you.

Enjoy 😉

Note: while selecting multiple options avoid physical debit Card selection to avoid charges. Select minimum options.​

 

[Chaitanya-a]

Closed Kotak 811 limited KYC Accounts can be Reactivated again. May be a bug or user-specific or it's official.

So, Go for it and have a Zero Balance Lifetime Kotak 811 Account.

1. Download Kotak 811 Application or open it through the web
2. Open a new account
3. Enter your mobile number and mail address (OTP)
4. Enter your Pan Card and Aadhar Card number
5. Now confirm details
6. Upload a photo of pan card, selfie, photo of signature
7. Go for the video KYC
8. After successful vkyc, your account details will be SMS mailed to you.

Enjoy 😉

Note: while selecting multiple options avoid physical debit Card selection to avoid charges. Select minimum options.​

When did you opened the account?

 

[rohit_]

When did you opened the account?

2019

 

[Chaitanya-a]

2019

Then it must be a bug or lapse from Kotak side. Coz according to RBI Guidelines, limited KYC accounts should be closed after 1 year of opening.

 

[rohit_]

Then it must be a bug or lapse from Kotak side. Coz according to RBI Guidelines, limited KYC accounts should be closed after 1 year of opening.

Edited: maybe, account was closed but suddenly today I am able to open an account after vkyc. the account is now accessible. (old and new ac details are the same)

 

[dhiraz]

closed, but suddenly today I am able to open an account after vkyc. the account is now accessible.

Are You Able To Download Your Old Statements

Just Asking

 

[rohit_]

Are You Able To Download Your Old Statements

Just Asking

yes bro

 

[hideaway]

ys, jst reopned my acct from 2018

 

[ashwinkashwink is verified member.]

Interesting.

 

[Strange]

Closed Kotak 811 limited KYC Accounts can be Reactivated again. May be a bug or user-specific or it's official.

So, Go for it and have a Zero Balance Lifetime Kotak 811 Account.

1. Download Kotak 811 Application or open it through the web
2. Open a new account
3. Enter your mobile number and mail address (OTP)
4. Enter your Pan Card and Aadhar Card number
5. Now confirm details
6. Upload a photo of pan card, selfie, photo of signature
7. Go for the video KYC
8. After successful vkyc, your account details will be SMS mailed to you.

Enjoy 😉

Note: while selecting multiple options avoid physical debit Card selection to avoid charges. Select minimum options.​

Did you get old CRN and account number?

 

[Strange]

Closed Kotak 811 limited KYC Accounts can be Reactivated again. May be a bug or user-specific or it's official.

So, Go for it and have a Zero Balance Lifetime Kotak 811 Account.

1. Download Kotak 811 Application or open it through the web
2. Open a new account
3. Enter your mobile number and mail address (OTP)
4. Enter your Pan Card and Aadhar Card number
5. Now confirm details
6. Upload a photo of pan card, selfie, photo of signature
7. Go for the video KYC
8. After successful vkyc, your account details will be SMS mailed to you.

Enjoy 😉

Note: while selecting multiple options avoid physical debit Card selection to avoid charges. Select minimum options.​

@Akashn

 

[rohit_]

Did you get old CRN and account number?

yes

 

[AritraSaha]

Closed Kotak 811 limited KYC Accounts can be Reactivated again. May be a bug or user-specific or it's official.

So, Go for it and have a Zero Balance Lifetime Kotak 811 Account.

1. Download Kotak 811 Application or open it through the web
2. Open a new account
3. Enter your mobile number and mail address (OTP)
4. Enter your Pan Card and Aadhar Card number
5. Now confirm details
6. Upload a photo of pan card, selfie, photo of signature
7. Go for the video KYC
8. After successful vkyc, your account details will be SMS mailed to you.

Enjoy 😉

Note: while selecting multiple options avoid physical debit Card selection to avoid charges. Select minimum options.​

Usually they willnot let open 811 account if you close it.
I think some bugs in the system didn't delete the account.
Lucky for You. Enjoy your account.

 

[rohit_]

Usually they willnot let open 811 account if you close it.
I think some bugs in the system didn't delete the account.
Lucky for You. Enjoy your account.

Automatically Closed Reason Not Full Kyc

 

[AritraSaha]

Automatically Closed Reason Not Full Kyc

If don't do vkyc or physical kyc, the account will stay as addhar otp based kyc account.
1L max balance & 2L transaction(all transactions cumulative).
Its will be closed within 365days of account opening.

This a very common practice in banks.

 

[Akashn]

@Akashn

Thanks. I will try 👍🏻

 

[chanduiam]

Hello All.

Its a working Trick..and one of the users have informed that he confirmed it with KOTAK representatives.

Below is the process and timelines for closed non ktc accounts ( My experience in reopening by the Post from @stoptomove , Thanks mate)

1.Open Kotak application and register as a normal user.

2. Everything will be like normal process

Once the Vkyc is done you can able to open your account ( wont see any info about you account)

3. After sucessful Vkyc on the same day night after 00:00 hrs login to your account

Your CRN # will be the old CRN number only but will have a different account number.

5. After 00:00 hrs you can able to see the account details and crn number thats it.

6. Next day ie after 48hrs or 2nd Nite at 00:00hrs your account will be activated and can able to do all transactions.

Note : Here your Virtual debit card wont show in your account.

7. After 3days ie 72hrs your Virtual debit card wil be activated and you can able to do all UPI activities .



This is the entire account reopening process.



Originally taken from @stoptomove

 

[PRASHANTTHAKUR]

Yes verified, I also re opened my closed/dormant account,
And it's not a big they officially reopening these accounts as confirmed by CC,
And also account opening journey it's says welcome back😂

And CRN IS OLD

 

[rohit_]

3. After sucessful Vkyc on the same day night after 00:00 hrs login to your account

Your CRN # will be the old CRN number only but will have a different account number.

5. After 00:00 hrs you can able to see the account details and crn number thats it.

On Kotak811 App you will able to see account details after sms and mail. (Approx 2-3 hr after vkyc)

6. Next day ie after 48hrs or 2nd Nite at 00:00hrs your account will be activated and can able to do all transactions.

For me, After SMS linked to BHIM and set upi pin through Aadhaar. Able to do Transaction through upi. (Approx 2-3 hr after vkyc)

 

[tryabp]

good news. got my old 811 account re-activated.