Share your expirences about Kotak 811 credit card (Not dreamdifferent)

[akshayhs]

Just looking for anyone to share their experience of using the 811 Credit card (This card, not dreamdifferent).

The annual spends threshold looks easily doable for someone like me. And also I think I am fine with paying 590 as joining fees.

So if someone is using it please share your opinion here.

PS:- I have an 811 full-KYC account with them.

 

[StanRoute66]

Not worth it .
Kotak Royal or White should be your goal .

 

[krishc]

Not worth it .
Kotak Royal or White should be your goal .

Can you please explain the reward system of Kotak White Card in laymen terms.
I'm so confused, to me it seems apparently very low reward rate for such high spends although the card is marketed like a super premium one.

 

[StanRoute66]

Can you please explain the reward system of Kotak White Card in laymen terms.
I'm so confused, to me it seems apparently very low reward rate for such high spends although the card is marketed like a super premium one.

Are you getting it pre-approved ?

 

[krishc]

Are you getting it pre-approved ?

no-no , didn't try applying
was just curious by looking at the Kotak White features
also Kotak CC is known for shit service

 

[StanRoute66]

no-no , didn't try applying
was just curious by looking at the Kotak White features
also Kotak CC is known for shit service

WhitePass and Priority pass .

 

[er.jaisingh]

yes kotak cc has a pretty bad service for a credit card user, No good app interface, they also deduct my 100 rs worth rewards points with their rewards website glitch, and excutive says their is no transaction, it happen to me although i am a privy league customer lol on that