Share your PSU Bank story- The Good, The Bad and the Drama!!!

[komal]

Karliya maine homework, ab Trump chacha ke saath khelne dijiye

Nahi beta , chalo exam aane wale hai padhai karo .

 

[Goli]

Nahi beta , chalo exam aane wale hai padhai karo .

Mujhe bhi Sonu or Tapu ke saath khelna hai

 

[komal]

Mujhe bhi Sonu or Tapu ke saath khelna hai

No baby , no come back home

 

[Goli]

No baby , no come back home

Nhi, mai nhi aara, karlo jo karr sakte aap

 

[komal]

Nhi, mai nhi aara, karlo jo karr sakte aap

Ruko , tumhare papa ko phone laga ti hu.

 

[Goli]

Ruko , tumhare papa ko phone laga ti hu.

Mai babita aunty se sikayat kardunga aapki

 

[komal]

Mai babita aunty se sikayat kardunga aapki

Kardo isi bahane baat to hogi

"Haaye mein mar jaun"

 

[CosmicCat]

@CosmicCat seems IoB provides eFIRC on request as per google. Guess I can take the chance


To obtain an e-FIRC certificate from Indian Overseas Bank (IOB), you need to first ensure the foreign remittance has been received and is visible in your bank account statement. Then, you should submit a request to IOB, either through their online banking portal or by visiting a branch, providing details of the transaction and any required supporting documents. The bank will then process your request and issue the e-FIRC, which you can typically download from their online portal or receive via email. [1, 2, 3]


Here's a more detailed breakdown:

1. Confirm Foreign Payment: Verify that the foreign currency payment has been credited to your IOB account. [1, 2]
2. Gather Necessary Information: Collect details like the Unique Transaction Reference (UTR) number, transaction date, amount, and the purpose of the remittance. [3, 4]
3. Submit Request:
   • Online: Log in to IOB's online banking platform and navigate to the relevant section for FIRC requests. Fill out the online form with the required information. [1, 3]
   • Branch: Visit your nearest IOB branch and obtain the FIRC request form. Complete the form with the transaction details and submit it. [1, 3]
4. Provide Supporting Documents: You may need to submit documents like a copy of your bank statement, the sender's payment advice, or any other documents specified by IOB. [1, 3]
5. Pay Applicable Fees: Banks usually charge a fee for issuing a FIRC, so ensure you make the payment as per the bank's instructions. [1, 3]
6. Download e-FIRC: Once the processing is complete, you can download the e-FIRC from the IOB online portal or receive it via email. [1, 3]

AI responses may include mistakes.
[1] https://sell.amazon.in/ta/grow-your-business/amazon-global-selling/blogs/firc
[2] https://www.dbs.com/in/treasures/ar...-a-foreign-inward-remittance-certificate-firc
[3] https://wise.com/in/blog/firc-certificate
[4] https://salt.pe/blog/how-to-request-an-firc

Their AI snippet is usually wrong.

Anyway, search on Google: "IOB FIRC site:reddit.com"

I checked a few comments on Reddit, and it seems IOB doesn't provide an advice or an FIRC for every purpose code. So, it's better to contact a branch around your location or email them.

 

[HumorSimpson]

Their AI snippet is usually wrong.

Anyway, search on Google: "IOB FIRC site:reddit.com"

I checked a few comments on Reddit, and it seems IOB doesn't provide an advice or an FIRC for every purpose code. So, it's better to contact a branch around your location or email them.

Researched further on reditt



Mines is P1401 (rsu/dividends) . What I understood is remittance advice is sufficient for GST too. Anyway I don't need any GST so advice is sufficient enough for compliance and taxes.