should i accept limit upgrade from HDFC?

[rutuls536]

i am using LTF Regalia since last 10 months. limit they offered me was 4L. today morning they offered me a limit upgrade of 4.4L. should i accept it or wait till they offer more around 5L so that i can request them to upgrade my card to DCB.
PLEASE GUIDE ME THROUGH

THANKS & REGARDS.

 

[jarunbalaji91]

As a REGALIA Ltf card holder myself, you can try to ignore this LE and try to utilise 10-15% of existing credit limit for few months. You might be offered a higher limit enhancement shortly based on your spending pattern. Also try to upgrade your relationship with HDFC like upgrading the account to Preferred. It might increase your chances.