Should I close Amex Plat Travel ?

[marmod]

Hi all experts,

I have an Amex Plat Travel card and have already hit my 4L milestone. (Yet to receive Taj voucher and Bonus points, will reach out to them soon) Renewal is in February 2026. I recently got HDFC DCB Metal and I believe I will not have so much spends to hit 8L+4L milestones next year. Should I still continue to hold Plat Travel ?

If It is a good idea to close, could you guys please suggest the best/most rewarding way to use all the Amex points before I close it down ? I have around 33k points in it as on today excluding 7.5k bonus I am about to receive.

 

[hellowo₹ld]

Close it if no retention offer otherwise

Thread 'Breaking Down AMEX Retention Offers: Are They Worth It?'

Jul 3, 2023

Many of us face a tough decision when the annual fee comes around, but understanding the available retention offers can help you make a more informed choice.

Would like to share some insights into American Express Gold Charge Card retention offers and how they affect your net rewards after considering the card’s annual fee.

Normal reward rate:

18k/24k Collection
Welcome Gift (Spend 5k in 90days)	4000 MR	-
Referral Benefit (Spend 5k in 90days)	2000 MR	-

...

• hellowo₹ld
• Replies: 112
• Forum: American Express

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If u have travel plans then transfer to Marriott or similar hotel or airlines.

If nothing, amzn voucher always an option.