Should I close SimplyClick?

[rp0703]

I have two SBI cards, SimplyClick (55000) and BPCL(92000). Thinking of closing SimplyClick because it's not much use to me because i have other cards which give better benefits than this. I also have around 900 points balance in SimplyClick. If i close the card will all points lapse or they are transferable?

 

[Predator]

Not transferable. Just earn 100 more points and redeem them.
Give a try to get it converted to LTF or close it if its not of much use to you

 

[Jatin1987]

Not transferable. Just earn 100 more points and redeem them.
Give a try to get it converted to LTF or close it if its not of much use to you

what is the procedure to get LTF in sbi? can you please guide

 

[rp0703]

Not transferable. Just earn 100 more points and redeem them.
Give a try to get it converted to LTF or close it if its not of much use to you

minimum 2000 needed. nothing to redeem for 1000 points.

Not possible to get LTF card from sbi.

 

[Predator]

minimum 2000 needed. nothing to redeem for 1000 points.

Not possible to get LTF card from sbi.

load 10k via uber to amazon and get 1000 points more.

yes, LTF is not possible but nothing goes in trying once as you already want to close the card

 

[Predator]

what is the procedure to get LTF in sbi? can you please guide

there is no procedure. they don't cater to LTF demands. but they do waive off annual fee on request

 

[hks789]

what is the procedure to get LTF in sbi? can you please guide

If your card is old(2+ years - rough guess) and if you raise the card closure request.
If you say the reason is annual maintenance fee, they might make it LTF (When card closure team calls you).
But no guarantee it all depends on each person.
I have seen people making their SBI cards LTF like this recently.

 

[Jatin1987]

there is no procedure. they don't cater to LTF demands. but they do waive off annual fee on request

did u avail this fee waiver? what we need to do for that

 

[Predator]

did u avail this fee waiver? what we need to do for that

I always managed to cross fee waiver spends every year, so never required it. But, I have seen many people on the forum sharing their experiences. Just call CC and request them or you may ask any senior member here, for precise information.

I have requested to waive off some other charges like financial charges, auto-debit bounce charges; which they reversed happily without any trouble. The only condition is that such reversal can be requested only once a year. So, they deny it if you ask them again in a year.

 

[Predator]

did u avail this fee waiver? what we need to do for that"

Also, If you check the mailbox section of SBI app, there is a dedicated section for 'Charges Reversal' where one of the options is :Annual membership Fee:

 

[Jatin1987]

Also, If you check the mailbox section of SBI app, there is a dedicated section for 'Charges Reversal' where one of the options is :Annual membership Fee:

okkkk... I'll get it through if I won't be able to meet my spend criteria

 

[onlinetushar]

Recently received annual fee reversal and also successfully convert my SimplyClick to LTF. 😃

 

[rp0703]

Recently received annual fee reversal and also successfully convert my SimplyClick to LTF. 😃

How old is your card?

 

[onlinetushar]

3Year

 

[rp0703]

3Year

may be that's why they converted to ltf. but mine is 9 months old.

 

[Sivakumar]

Recently received annual fee reversal and also successfully convert my SimplyClick to LTF. 😃

If you can write your experience in detail it would be great

 

[Sivakumar]

3Year

I am holding since 2017 …. Never paid for the charges except the joining charyes…. Got waiver on spends… but LTF was always a dream for sbi cards..