Reward rate is very low and reward points are in the form of coins so again we have to use their app to redeem it.
When we shop in Big basket through Tata Neu app, we get 7% cashback, but if we buy bigbasket voucher, it is available for 4.5% instant discount and when we shop through Tata Neu app, 5% cashback in the form of coins. So total benefit is 9.5%
So, Tata neu customer can take the benefit of 7% and other customer can take the benefit of 9.5%. According to my opinion, this card is not value for shopping on tata websites. I closed this card after one time use 😉