Should i keep Kotak League Rupay CC?

[rawfiul]

I got the League Rupay CC today. I applied for it 2 months ago when i wanted to use it for upi but due to a technical glitch it took them 2 months to play with my application.

CC on UPI is now useless where i live. Its LTF CC and the only kotak CC i have, do u think its worth keeping?

I dont think there are any reward points or cashbacks on this card. Does kotak CC appear a lot in ecommerce instant discount options ?

I dont wana have too many CCs

 

[Deleted member 11974]

keep it as it is LTF plus usable for kotak instant discounts
otherwise dont use at all simple
no harm in keeping one credit card
if you dont want to have too many ccs then close the second or third card from a single bank which you use very less

 

[Ehtasham_123]

I got the League Rupay CC today. I applied for it 2 months ago when i wanted to use it for upi but due to a technical glitch it took them 2 months to play with my application.

CC on UPI is now useless where i live. Its LTF CC and the only kotak CC i have, do u think its worth keeping?

I dont think there are any reward points or cashbacks on this card. Does kotak CC appear a lot in ecommerce instant discount options ?

I dont wana have too many CCs

Keeping a LTF credit card that too when you don't have any other credit card of that particular bank is really a good idea. I have often noticed Kotak 10% instant discount in Flipkart. So, you can keep it.

 

[bbiswas]

I got the League Rupay CC today. I applied for it 2 months ago when i wanted to use it for upi but due to a technical glitch it took them 2 months to play with my application.

CC on UPI is now useless where i live. Its LTF CC and the only kotak CC i have, do u think its worth keeping?

I dont think there are any reward points or cashbacks on this card. Does kotak CC appear a lot in ecommerce instant discount options ?

I dont wana have too many CCs

From,13 Sep My Kotak league CC application is under process...customer care told me to wait more days from one month?

 

[akshayhs]

From,13 Sep My Kotak league CC application is under process...customer care told me to wait more days from one month?

My honest advice is to forget it. It really shouldn't take that long. Did you ask them any particular reason why you need to wait for so long?

 

[bbiswas]

My honest advice is to forget it. It really shouldn't take that long. Did you ask them any particular reason why you need to wait for so long?

We would like to offer our deepest apologies for the trouble you had to experience with us.



This situation is not ordinary and we are very serious when it comes to our client’s satisfaction.



With reference to your mail, we regret to inform you that this is a known issue due to which there is a delay in processing your credit card application.



Further, the same is expected to be resolve in next 10 working days.

 

[rawfiul]

We would like to offer our deepest apologies for the trouble you had to experience with us.



This situation is not ordinary and we are very serious when it comes to our client’s satisfaction.



With reference to your mail, we regret to inform you that this is a known issue due to which there is a delay in processing your credit card application.



Further, the same is expected to be resolve in next 10 working days.

are u able to track the application on their website?>

 

[bbiswas]

are u able to track the application on their website?>

no, the status shows that an invalid request.

 

[RishiKiDev]

no, the status shows that an invalid request.

Then most probably it was declined or there was some error with the application.

Usually doesn't take this much time for approval. As per my understanding the maximum turn around time for Kotak CCs is a month.

 

[bbiswas]

Then most probably it was declined or there was some error with the application.

Usually doesn't take this much time for approval. As per my understanding the maximum turn around time for Kotak CCs is a month.

let's see after 10 days

 

[rawfiul]

no, the status shows that an invalid request.

ok same thing happened to me. reach out to kotak on twitter and call them on 02262042001. tell them ur issues. I did same, took them a month but i have the card in hand now. But the card is useless now, if i were u, i would be happy my application glitched out

 

[SSV]

I got the League Rupay CC today. I applied for it 2 months ago when i wanted to use it for upi but due to a technical glitch it took them 2 months to play with my application.

CC on UPI is now useless where i live. Its LTF CC and the only kotak CC i have, do u think its worth keeping?

I dont think there are any reward points or cashbacks on this card. Does kotak CC appear a lot in ecommerce instant discount options ?

I dont wana have too many CCs

Only useful during online sales ..
whether to Keep this or not..
It depends on what other cards you have..
If you have sbi, icici , Axis And hdfc, you will be covered for most sales..

 

[mgforce]

rawfiul My take, LTF credit cards are always worth keeping!​

 

[mgforce]

@bbiswas - did your get any CIBIL notification / enquiry from Kotak Bank?

If not till now, unlikely it was even processed.

 

[flyhighpaper34]

Do we get rewards for upi txn for small amounts lik 100 200 in rupay league?
I read in some forum that mon spend is 2k else no rewards

 

[Deleted member 11974]

it anyways has a shitty reward rate

 

[rawfiul]

Do we get rewards for upi txn for small amounts lik 100 200 in rupay league?
I read in some forum that mon spend is 2k else no rewards

yes we get rewards on transactions above Rs 40

 

[Tarun239]

no, the status shows that an invalid request.

Mine is also showing invalid request? What happened finally in ur case?

 

[bbiswas]

Mine is also showing invalid request? What happened finally in ur case?

decline due to address