Should I keep my One Card active?

[AsB]

I am using One Card for quite some time. And I can say that the One Card app is one of the best Credit Card app out there. The user interface is great, the billing system is very clear and there are very good offers on it. But, I already have some other great cards. In addition, I heard that One Card does NOT have a good customer support experience. As per some user complaints, they don't even provide faster resolution for even serious problems.
Now, I am thinking whether I should continue using it. My FD matures on July 15 2022. So,

1. Should I continue using the card (provided they make it Unsecured)?
2. If I decide to stop using the card, and close it, will I be able to apply for a new one later?

 

[swastik2233]

I am using One Card for quite some time. And I can say that the One Card app is one of the best Credit Card app out there. The user interface is great, the billing system is very clear and there are very good offers on it. But, I already have some other great cards. In addition, I heard that One Card does NOT have a good customer support experience. As per some user complaints, they don't even provide faster resolution for even serious problems.
Now, I am thinking whether I should continue using it. My FD matures on July 15 2022. So,

1. Should I continue using the card (provided they make it Unsecured)?
2. If I decide to stop using the card, and close it, will I be able to apply for a new one later?

1.No , they will not make it unsecured.
2.No you cannot apply again , secured or unsecured.

 

[Batmanbaba]

I am also planning to close as my 6 months are going to complete tomorrow... Lets see... I will request to let me keep the card in use... But remove the fd.... But I dont think it will be possible as banking partners are different for both secure and unsecured card....

 

[alanabraham]

1.No , they will not make it unsecured.
2.No you cannot apply again , secured or unsecured.

Did they confirm that they won't convert Secured to Unsecured? Their promise was the opposite.

 

[ashwinkashwink is verified member.]

I am also planning to close as my 6 months are going to complete tomorrow... Lets see... I will request to let me keep the card in use... But remove the fd.... But I dont think it will be possible as banking partners are different for both secure and unsecured card....

Do let us updated your experience

 

[ashwinkashwink is verified member.]

Did they confirm that they won't convert Secured to Unsecured? Their promise was the opposite.

They may consider but the chances are less 🤐

 

[Batmanbaba]

Do let us updated your experience

I have asked my 6 months complete date... Yet to get response from them... On email they take very long to respond even to basic queries

 

[TheTrickySid]

I have asked my 6 months complete date... Yet to get response from them... On email they take very long to respond even to basic queries

They have recently added a cc contract number you may try that out.