Should I take Axis Horizon, RBL world safari or Axis Atlas credit card?

[shenchan]

Hi all,

I want to get one premium travel credit card so, i can start to close my other credit cards (Mostly LTF). I now earn enough to pay for a credit card 🙂
I am confused a little bit between the 3 credit cards. I feel I will spend close to 3L every year over credit card. So, which card will be good between all three.

My current portfolio is:

Axis Airtel and Axis Neo
Amazon pay ICICI
Bank of Baroda HPCL digital
StanCha Visa platium
IDFC Millenia.

 

[helloworld]

Thread 'AXIS Atlas vs HDFC Regalia Gold vs AXIS Horizon'

May 11, 2024

This is a wiki post, so anyone with appropriate permissions can edit and make required changes.

Redemption calculations are complicated, so take it for assumption purpose only.

CATEGORY	ATLAS	HORIZON	REGALIA GOLD
Joining Fee	₹ 5900	₹ 3540	₹ 2950 (or FYF/LTF)
Welcome Benefit	2.5K EDGE Miles (EM)^	5K EM	2500 Voucher if Fee Paid (Net: -₹ 450)
Annual Fee	₹ 5900	₹...

• helloworld
• Replies: 30
• Forum: Credit Card Comparison

• 

btw, SC Platinum, IDFC Millennia not useful to you. Upgrade / Close them. Don't worry, when required you can easily get from them.

 

[shenchan]

Thread 'AXIS Atlas vs HDFC Regalia Gold vs AXIS Horizon'

May 11, 2024

This is a wiki post, so anyone with appropriate permissions can edit and make required changes.

Redemption calculations are complicated, so take it for assumption purpose only.

CATEGORY	ATLAS	HORIZON	REGALIA GOLD
Joining Fee	₹ 5900	₹ 3540	₹ 2950 (or FYF/LTF)
Welcome Benefit	2.5K EDGE Miles (EM)^	5K EM	2500 Voucher if Fee Paid (Net: -₹ 450)
Annual Fee	₹ 5900	₹...

• helloworld
• Replies: 30
• Forum: Credit Card Comparison

• 

btw, SC Platinum, IDFC Millennia not useful to you. Upgrade / Close them. Don't worry, when required you can easily get from them.

SC platinum i took to get EaseMyTrip and IDFC millennia for railway lounges.

So, I should go for horizon?

 

[helloworld]

So, I should go for horizon?

Only you'll know because you only know how much you can spend, where you can spend, which one suitable for redemption.

Post in thread 'Please suggest me my 10th credit card'

Jul 22, 2023

FYI: TL; and Irrelavant

Credit cards mainly to purchase things and we should & must settle before due date provided by respective banks.

- provides credit score (based on our repayment it varies from bad to excellent)
- gives some returns which we don't usually get if we use debit card*

And as per my knowledge, spends for most people* generally,

^ Online

• Amzn/FK/Myntra
• Shopping sites (AJIO, TataCliq, Max etc. Gyftr available sites)
• Food and grocery spends (Swiggy, zomato, BB)
• Commute apps (Uber, Ola)
• Bill payments
• Flight/hotel bookings
• Other online...

• helloworld

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