Should I take Tata Neu Plus LTF card?

[pslashb]

Got approval for a Tata Neu Plus card. I wanted Infinity and they only approved me for Plus with just a 86k limit. Absolutely appalled by this because my income is high, my score is high and I have multiple cards with >10x of 86k limit.

Regardless, considering it is LTF should I take it? I do not hold any HDFC CC. Would taking this hamper my chances of getting better HDFC cards in future?

 

[ManojGowda]

I do not suggest you get it if you plan to get a core hdfc card in future.

 

[SSV]

Got approval for a Tata Neu Plus card. I wanted Infinity and they only approved me for Plus with just a 86k limit. Absolutely appalled by this because my income is high, my score is high and I have multiple cards with >10x of 86k limit.

Regardless, considering it is LTF should I take it? I do not hold any HDFC CC. Would taking this hamper my chances of getting better HDFC cards in future?

Don't take it, be patient especially as you don't have any core card.

 

[Abhishek012]

Got approval for a Tata Neu Plus card. I wanted Infinity and they only approved me for Plus with just a 86k limit. Absolutely appalled by this because my income is high, my score is high and I have multiple cards with >10x of 86k limit.

Regardless, considering it is LTF should I take it? I do not hold any HDFC CC. Would taking this hamper my chances of getting better HDFC cards in future?

First manually apply for any HDFC Core CC - HDFC Millennia CC or if your income is high then try Infinia.

Apply Tata Neu Plus/Infinity card (RuPay variant) as 2nd card, Co-branded card

then 3rd card apply Swiggy card.

 

[pslashb]

Got it, thanks for the help folks!

Will get it once I have a core HDFC card

 

[tachniki]

Neu plus is just not worth. You can easily get better return than this card on other cards.

 

[coolguy1]

Aim for Infinity, or even better a premium core card.

 

[pslashb]

Aim for Infinity, or even better a premium core card.

I hold multiple premium cards already and was surprised that HDFC only approved me for Plus, was expecting Infinity for sure.

Will aim for BizBlack once cooldown period ends for HDFC.