Hello,
I wanted to know if it's a good idea to take the DCP that is being offered LTF to everyone right now. I already have a good card setup that does enough for all my spends. The only useful cards that I could get from HDFC are DCB or Infinia which I am not eligible from the income in India criteria, I would not use this DCP at all except for HDFC offers or if I have the limit enough for an upgrade. I have been maintaining over 8L mab in my imperia account for the past 2 quarters (my account is 3 quarters old) and I was hoping for a regalia gold LTF offer at minimum but seeing the bumped-up requirements I'm having FOMO of not applying for DCP LTF.
Is it a good idea to apply for this card right now considering I don't even know the limit on offer? If I get a high enough limit, then I can easily spend the required amount to be upgraded to Infinia or DCB in a month or two. Is there any way to find the limit that is being offered? At minimum I would like to have the limit required for DCB metal. Should I just wait for the next offer or apply right away? I don't care about the fee situation for future cards as with a high enough limit I will go to DCB/Infinia in the first 6 months itself.
I wanted to know if it's a good idea to take the DCP that is being offered LTF to everyone right now. I already have a good card setup that does enough for all my spends. The only useful cards that I could get from HDFC are DCB or Infinia which I am not eligible from the income in India criteria, I would not use this DCP at all except for HDFC offers or if I have the limit enough for an upgrade. I have been maintaining over 8L mab in my imperia account for the past 2 quarters (my account is 3 quarters old) and I was hoping for a regalia gold LTF offer at minimum but seeing the bumped-up requirements I'm having FOMO of not applying for DCP LTF.
Is it a good idea to apply for this card right now considering I don't even know the limit on offer? If I get a high enough limit, then I can easily spend the required amount to be upgraded to Infinia or DCB in a month or two. Is there any way to find the limit that is being offered? At minimum I would like to have the limit required for DCB metal. Should I just wait for the next offer or apply right away? I don't care about the fee situation for future cards as with a high enough limit I will go to DCB/Infinia in the first 6 months itself.