• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Should i trust the SBI Agent?

Apply For Lifetime Free IDFC First Credit Card
C

Card_Crafter

TF Ace
Hi TF Community,

So today in the mall the SBI agent offered to check the eligibility and limit for a CC using my PAN number. I didn't want to check but he insisted i should check the eligibility and possible limit and confirmed there will be no CIBIL hit. So i gave him my details and based upon that he told me that i am eligible for a SBI credit card without income proof and documentation and the limit would be minimum 2.8 lakh (other agent told me it would be above 3lakh). He did show me the mobile screen where there were some Alphanumeric values and the status was mentioned Pre approved and TRUE.

Should i trust him or not? Did anyone got similar limits what the agents told while applying? So far no CIBIL hit message or mail, but i have received application number for a new application. Did they submit my application? I exclusively told them not to apply as i want to wait for a better offer.
 
Apply For LTF AU LIT Credit Card
Sort by date Sort by votes
Baruah said:
Hi TF Community,

So today in the mall the SBI agent offered to check the eligibility and limit for a CC using my PAN number. I didn't want to check but he insisted i should check the eligibility and possible limit and confirmed there will be no CIBIL hit. So i gave him my details and based upon that he told me that i am eligible for a SBI credit card without income proof and documentation and the limit would be minimum 2.8 lakh (other agent told me it would be above 3lakh). He did show me the mobile screen where there were some Alphanumeric values and the status was mentioned Pre approved and TRUE.

Should i trust him or not? Did anyone got similar limits what the agents told while applying? So far no CIBIL hit message or mail, but i have received application number for a new application. Did they submit my application? I exclusively told them not to apply as i want to wait for a better offer.
Click to expand...
send a ss of that message you received from sbi, and what information you have shared with him? limit wise limit around 2.8 to 3lakhs would need to know the income of your, cause these agent will say anytime. cause expect sbi cb , all sbi card expect co - branded aren't worth to have. until it LTF , especially in 2023.
 
Upvote 0 Downvote
vaibhav111 said:
send a ss of that message you received from sbi, and what information you have shared with him? limit wise limit around 2.8 to 3lakhs would need to know the income of your, cause these agent will say anytime. cause expect sbi cb , all sbi card expect co - branded aren't worth to have. until it LTF , especially in 2023.
Click to expand...
As per agent, no income proof required. I received an OTP for eligibility checking, then afterwards received an SMS with application number after I told them not to apply.
 
Upvote 0 Downvote
shubhamosy said:
i think it's safe, they are 3rd party.
recently i applied ICICI Sapphiro CC LTF from them.
although application got rejected by iciciBank after vkyc.

View attachment 17096
Click to expand...
They are safe and trustworthy because they sit there daily. But my trustworthy question is related to the limit they told.. they told my limit would be 2.8 to 3 lakh. Should I trust their words or they are just lying to lure me.
 
Upvote 0 Downvote
Baruah said:
They are safe and trustworthy because they sit there daily. But my trustworthy question is related to the limit they told.. they told my limit would be 2.8 to 3 lakh. Should I trust their words or they are just lying to lure me.
Click to expand...
ask them for SS where it's showing 2.8 to 3L, if showing then go ahead.
 
Last edited:
Upvote 0 Downvote
Baruah said:
Did anyone got similar limits what the agents told while applying? Anyone?
Click to expand...
you would have recd a text like this

Dear Applicant, thank you for applying for SBI Credit Card. Your Application No. is being processed with tentative credit limit ranging between Rs. 40000 and Rs. 50000, subject to verification of your application. You can track your application status at https://sbicard.com - SBI Card
 
Upvote 0 Downvote
Baruah said:
Hi TF Community,

So today in the mall the SBI agent offered to check the eligibility and limit for a CC using my PAN number. I didn't want to check but he insisted i should check the eligibility and possible limit and confirmed there will be no CIBIL hit. So i gave him my details and based upon that he told me that i am eligible for a SBI credit card without income proof and documentation and the limit would be minimum 2.8 lakh (other agent told me it would be above 3lakh). He did show me the mobile screen where there were some Alphanumeric values and the status was mentioned Pre approved and TRUE.

Should i trust him or not? Did anyone got similar limits what the agents told while applying? So far no CIBIL hit message or mail, but i have received application number for a new application. Did they submit my application? I exclusively told them not to apply as i want to wait for a better offer.
Click to expand...
I applied octane card through sbi agent in mall, mostly they r genuine. Although sprint is best app for sbi, i got irctc card approved in 10 min. I will say for sbi, use sprint.
 
Upvote 0 Downvote
You must log in or register to reply here.

Similar threads

H
how much salary should i take to get best cards at least tax?
Replies
6
Views
166
Pissant
Pissant
A
SBI CC Unauthorised transaction under dispute: Should I pay the bill?
Replies
24
Views
504
altair21
A
P
Should I take Tata Neu Plus LTF card?
Replies
7
Views
363
pslashb
P
I
Should I take shared limit credit card?
Replies
4
Views
229
rajats3d
R
saver-user
  • Question Question
Which Amex should i take?
Replies
24
Views
509
Virtual King
Virtual King
Back
Top