Should i upgrade moneyback+ to indianoil card

[BUDHRAJ]

I have moneyback+ (1.5 years old) and neu plus (7 months), never got any LE yet. Somedays ago I received a upgrade offer on moneyback+ to indianoil card with no LE.
I was waiting for LE as my current limit is less than 1lacs because of this they are denying upgrade to millinea.
My other banks cc limits are 2-4.5lacs, already tried manual LE via c2c but got rejected.
Should i accept upgrade offer to indianoil card or wait for LE ?

 

[D₹V]

Wait .

 

[pprakash11]

I have moneyback+ (1.5 years old) and neu plus (7 months), never got any LE yet. Somedays ago I received a upgrade offer on moneyback+ to indianoil card with no LE.
I was waiting for LE as my current limit is less than 1lacs because of this they are denying upgrade to millinea.
Should i accept upgrade offer to indianoil card or wait for LE ?

Have you tried for LE?

Get LE, and upgrade to Millenia.

IndianOil is a nonsense card (my experience) ( + Nonsense Cust Care Of HDFC)

Also, be in line of core cards of hdfc, don't go into Cobranded ones.

 

[BUDHRAJ]

Have you tried for LE?

Get LE, and upgrade to Millenia.

IndianOil is a nonsense card (my experience) ( + Nonsense Cust Care Of HDFC)

Also, be in line of core cards of hdfc, don't go into Cobranded ones.

Tried via c2c route but got rejected, tried with multiple banks cards but nothing worked.

 

[pprakash11]

Tried via c2c route but got rejected, tried with multiple banks cards but nothing worked.

Via Income docs?

 

[BUDHRAJ]

Via Income docs?

Didn’t tried with income docs, as even if they give LE based on income docs it will be very less, thats why trying with other banks cc with limits above 4 lacs.

 

[pprakash11]

Didn’t tried with income docs, as even if they give LE based on income docs it will be very less, thats why trying with other banks cc with limits above 4 lacs.

Tried with AXIS ?

 

[BUDHRAJ]

Tried with AXIS ?

No, as axis cards limit is under 1lacs(waiting for LE in axis)
Tried with icici, indus, idfc, sbi..
Will try with amex after 2 months

 

[pprakash11]

No, as axis cards limit is under 1lacs(waiting for LE in axis)
Tried with icici, indus, idfc, sbi..
Will try with amex after 2 months

Only Amex HSBC CITI Axis majorly

 

[BUDHRAJ]

Only Amex HSBC CITI Axis majorly

Don’t know why hdfc and axis not giving LE even after 1.5+ years..
Was Thinking of closing moneyback+ but they did gave a upgrade offer, so LE also possible in future..
Hdfc is worst in giving LE or Upgrades, many people here never got any LE or upgrade in 4-5 years, meanwhile icici is giving LE in every 5-6 months.

 

[RkrRkr is verified member.]

No...Wait of core card upgrade..Use your card on shopping sites,Even EMI on shopping sites and their insta and jumbo laon,Smart EMI uses also trigers auto LE and upgrade.