End Game Strategy:
Hilton:
Hilton:
- 3 free nights: No redemption capping, usable at any Hilton property worldwide.
- Highest Diamond status: Enjoy perks like complimentary breakfast, room upgrades, and executive lounge access.
- Zero net cost: Strategically offset annual fees and other costs with rewards and benefits.
- Key Cards: 3 Amex Hilton Aspire cards.
- 3/4 free nights: Certificates worth 15k, 35k, 35k, and 40k points annually.
- Platinum/Titanium status: Enjoy benefits like late checkout, room upgrades, free breakfast, welcome gifts, and lounge access.
- Only 22k INR credit card fees from year 2: Achieve these benefits with a very manageable fees requirement.
- Key Cards: HDFC Marriott card, Amex Bonvoy Brilliant (downgraded to Amex Bonvoy card), and Amex Bonvoy Business card.
- Minimal spending required: Focus on maximizing rewards with low annual spending.
- No Chase bank relationship: Simplifies the process and opens it to a wider audience.
- Lower annual fees: Maintain a cost-effective strategy without hefty fees.
- By carefully selecting and using the right USA Amex credit cards, you can maximize your travel rewards and enjoy premium hotel stays without breaking the bank.
- This approach leverages the strengths of Hilton and Marriott loyalty programs to deliver significant value.
- An ITIN (Individual Taxpayer Identification Number) is required to apply for USA credit cards, but no visa is needed.
- I can help you apply for an ITIN at a minimal cost of ₹1,000 plus courier charges, saving you around ₹15,000 compared to other consultants.
- I've prepared a comprehensive breakdown of the year-by-year costs and benefits, showing exactly how to achieve these rewards.
- If you're curious about the specifics and want to optimize your credit card strategy, feel free to DM me for more information!
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