Slice bank credit card approved

[Boy 07]

Bro slice rejected my application and told to reapply again after 3 months. I'm self employed, their is no option for self employed. So I choose salaried person . Then I choose my Jupiter by fed bank account I mostly do transaction from this account. I choose salary employer name balkpe ( cashfree) because I received many business payment from them. But there registered name not visible there so I choose bankpe ( I think they fetching company from Google maps) . I also do part time job in Airport Authority of India Kolkata RHQ , but there is not visible RHQ option so I choose balkpe . My cibil score is 775 . Then after few minutes they rejected my application idk why !

I have already pnb , ICICI, yes , axis, rbl , unity small, fed unsecured CC.

I opened savings account with slice 15 days ago . I maintain 1lacs for few days, do UPI transaction but after sometime they don't give me fire play cashback. When I open account I joined credit card wishlist and today when I check it's showing active now option. But still rejected and told me to wait for 3 months.

Any trick to grab this card or bypass the 3 months waiting period .

No you have to wait for three months or more

 

[QamarImam]

I had joined the waitlist for slice bank 2 week ago and today when j check it was showing that now i can apply.
So i applied the card it asked for aggregate salary account as i had selected salaried. But i logged in to my saving account still my card got approved and i got a limit of 1.88 lakh which is second highest limit card for me. Few days ago i got my hsbc card with 2.16 lakh limitView attachment 106213View attachment 106214

Got email + in‑app “Activate” for slice super card (screenshots attached). Looks like a pre‑approved offer.

Facts:
- Slice a/c opened ~2 months ago
- Avg balance < ₹5k
- CIBIL 745, with clean history
- Address may be non‑serviceable

Queries:
1 Is this truly pre‑approved or still full underwriting?
2 Any issues for non‑serviceable areas (KYC/delivery)?
3 With 745 score + low slice balance, realistic approval odds?
4 Does tapping Activate trigger a hard bureau hit?

Should I proceed now or wait—what do recent approvals/rejections suggest?

Views from recent approvers appreciated. Go ahead or skip?

Thanks
@Boy 07 @SSV @BhaiyaJi @

 

[Anupama_Jha]

Got email + in‑app “Activate” for slice super card (screenshots attached). Looks like a pre‑approved offer.

Facts:
- Slice a/c opened ~2 months ago
- Avg balance < ₹5k
- CIBIL 745, with clean history
- Address may be non‑serviceable

Queries:
1 Is this truly pre‑approved or still full underwriting?
2 Any issues for non‑serviceable areas (KYC/delivery)?
3 With 745 score + low slice balance, realistic approval odds?
4 Does tapping Activate trigger a hard bureau hit?

Should I proceed now or wait—what do recent approvals/rejections suggest?

Views from recent approvers appreciated. Go ahead or skip?

Thanks
@Boy 07 @SSV @BhaiyaJi @

SKIP. This card is good for nothing. Focus on ur CIBIL, increase it to atleast 750-760.

 

[QamarImam]

SKIP. This card is good for nothing. Focus on ur CIBIL, increase it to atleast 750-760.

Matlab , approve se zyada reject hone ke chances hain 🥹

 

[BhaiyaJi]

Queries:
1 Is this truly pre‑approved or still full underwriting?
2 Any issues for non‑serviceable areas (KYC/delivery)?
3 With 745 score + low slice balance, realistic approval odds?
4 Does tapping Activate trigger a hard bureau hit?

1. They do check your data, they have reject some applications. So does not gurantee approval.
2. They have only virtaul card as well, if you want you can apply for physical latter.
3. Can;t say
4. No hard check on bureau.

 

[Dr.AMAN]

Facts:
- Slice a/c opened ~2 months ago
- Avg balance < ₹5k
- CIBIL 745, with clean history
- Address may be non‑serviceable

Queries:
1 Is this truly pre‑approved or still full underwriting?
2 Any issues for non‑serviceable areas (KYC/delivery)?
3 With 745 score + low slice balance, realistic approval odds?
4 Does tapping Activate trigger a hard bureau hit?

Should I proceed now or wait—what do recent approvals/rejections suggest?

Views from recent approvers appreciated. Go ahead or skip?

Thanks
@Boy 07 @SSV @BhaiyaJi @

No harm in taking. Decent card. I have TNI card with 1.5% CB but still took this card. Waiting for the sparks offers to start. That will give very good offers.
- It is preapproved but so 90% u will get approved.(although few people got rejected--> anyways no hard cibil enquiry so no harm)
- If u coould get their debit card to ur pincode then rest assured even the CC will be deliverable to ur pincode.

 

[stoptomove]

Mine rejected..because i gave them zero balance account access to verify my income. I was in double mind while applying..to apply or not to apply and this happend.

 

[SSV]

Got email + in‑app “Activate” for slice super card (screenshots attached). Looks like a pre‑approved offer.

Facts:
- Slice a/c opened ~2 months ago
- Avg balance < ₹5k
- CIBIL 745, with clean history
- Address may be non‑serviceable

Queries:
1 Is this truly pre‑approved or still full underwriting?
2 Any issues for non‑serviceable areas (KYC/delivery)?
3 With 745 score + low slice balance, realistic approval odds?
4 Does tapping Activate trigger a hard bureau hit?

Should I proceed now or wait—what do recent approvals/rejections suggest?

Views from recent approvers appreciated. Go ahead or skip?

Thanks
@Boy 07 @SSV @BhaiyaJi @

I have no experience in applying for the Slice card and not intending to take one any soon..
Put it this way, if you dont have a Slice card , you are not going to miss anything.. but if you want to have a go at it, you can try and see what happens..

more importantly CIBIL of 745 is a bit on low side. try to get it about 760 to 770 level..
For more info on CIBIL go thru this thread..
all the best..

Thread 'CIBIL Score - A Practical Guide'

Jul 18, 2024

CIBIL Score - A Practical Guide

Discalimer: This is mainly for regular Credt Card users who pay all their dues before due date and wondering why their score is not increasing..
Here we dont discuss the cases where there were defaults and / or delayed payments..that is for another day..​

Ladies and Gentelmen,

Here is the much awaited post on CIBIL Score and how it works and what we should do to improve it over the period of the time..

Here I won't go in detail about how the score is constructed as there were numerous posts on the internet in explaining the CIBIL score...

• SSV
• cibil score
• Replies: 633
• Forum: Informative Threads

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[Muzan Kibutsuji]

Can we revoke bank aggregator access after getting the card?

 

[BhaiyaJi]

Can we revoke bank aggregator access after getting the card?

Yes through the aggregator platform

 

[danish]

got invite today , card instantly approved with 84k limit , maintaing almost around 80 to 90 k for 4 months . for 2 to 3 months paid my all my credit card from the slice app