stable money credit card

[tharun]

Stable money has partnered with suryoday small finance bank to offer a credit card
Nothing new here .5%cashback on UPI spends
Minimum fd required is ₹1000
Maximum credit limit is 2lakh
Only 90%is given out as credit limit
It's a good option for those who need a secured credit card

Fintech apps are blindly collaborating with banks to giveout their cobranded credit cards without any USP and thinking to make a profit on it which they likely won't

If anyone used it please share your experiences

 

[hitirfan]

5% or 0.5% cashback on UPI?

 

[tharun]

5% or 0.5% cashback on UPI?

Its 0.5 only

 

[Mr. BeanMr. Bean is verified member.]

It's a good option for those who need a secured credit card

Precisely, that's their target audience. I am going to recommend it for my relative as the partner bank is suryoday that has presence here. I tried Utkarsh (super money) that can't do vkyc in a regional language (Tamil). Hopefully, suryoday could do it as it has multiple branches in TN. As it is still in early access, it may not be available for all yet. I will try to get it when it is widely available.

0.5% is fair enough for a secured CC, rather than promising upto 5%, but providing only 0.5% or less.

 

[joell]

I wish there were credit cards against mutual funds or liquid funds. Already paying so much taxes on interest. It's not showing up on my stable money app tho.

 

[eternalduke]

Is there a minimum transaction amount

 

[Mr. BeanMr. Bean is verified member.]

Is there a minimum transaction amount

It's not showing up on my stable money app tho.

Hold your horses, please. In desktop (of stablemoney.in), I still see "Coming Soon" banner. Probably, they are testing in a few accounts. Until, it is generally available, we can't say much.

 

[tharun]

🔥 *Waitlist is LIVE!* 🔥

Remember the FD-backed credit card you were interested in?

👉 Reserve your card now for early access & lifetime free benefits.

✨ First 5000 get lifetime free cards!


Last line mukyam bigilu 😂😂😂😂 first 5k ppl

 

[atul007]

They are offering Rupay Select credit card for limit above 1 lakh and Rupay Platinum for less than 1 lakh limit. This is as per mail received today.

 

[LUKA]

Can anyone share me invite for this cc

 

[sun156]

🔥 *Waitlist is LIVE!* 🔥

Remember the FD-backed credit card you were interested in?

👉 Reserve your card now for early access & lifetime free benefits.

✨ First 5000 get lifetime free cards!


Last line mukyam bigilu 😂😂😂😂 first 5k ppl

how u will know u r in 5000
these is clearly marketing gemmick.

this type is completely banned by RBI credit card Guidelines

there are no proper terms & conditions,
lounge access any min spend criteria,
what is the price of card

all the terms are missing, such practices are banned by RBI

 

[tharun]

how u will know u r in 5000
these is clearly marketing gemmick.

this type is completely banned by RBI credit card Guidelines

there are no proper terms & conditions,
lounge access any min spend criteria,
what is the price of card

all the terms are missing, such practices are banned by RBI

Refer this thread for further details by @Abhishek012 sir


Thread 'Stable Money RuPay Credit Card launched by Suryoday bank | 10 Airport lounge access, Spa, Golf, Health Checkup etc' https://www.technofino.in/community...nge-access-spa-golf-health-checkup-etc.38771/

 

[sun156]

Refer this thread for further details by @Abhishek012 sir


Thread 'Stable Money RuPay Credit Card launched by Suryoday bank | 10 Airport lounge access, Spa, Golf, Health Checkup etc' https://www.technofino.in/community...nge-access-spa-golf-health-checkup-etc.38771/

bro the qs what I asked is no where mentioned
I also got call and intimation mail regarding the same offer

the T&C of cards mentioned have no clarity to them atleast
its just a trap in my view which is marketing gimmick

they mentioned lounge access but havent mentioned any spend criteria like this so many are there

abhishek is not working in stable money, he just information ,
you can see the link and answer my question

10 lounge access to which card select or platinum ??
what is actual cost ??
they simply aired thats it

 

[binno]

bro the qs what I asked is no where mentioned
I also got call and intimation mail regarding the same offer

the T&C of cards mentioned have no clarity to them atleast
its just a trap in my view which is marketing gimmick

they mentioned lounge access but havent mentioned any spend criteria like this so many are there

abhishek is not working in stable money, he just information ,
you can see the link and answer my question

10 lounge access to which card select or platinum ??
what is actual cost ??
they simply aired thats it

And how to redeem the benefits when there isnt suryoday bank under rupay select program credit cards list

 

[sun156]

And how to redeem the benefits when there isnt suryoday bank under rupay select program credit cards list

redemption of benifit will be on card network or vendor side only
currently NPCI not showing this card, as stable money also mentioned it will be live from april 1St , so we should also wait.

I Just now mailed to saurab jain regarding this misleading advertisement , which havent mentioned benifits, features, terms
they simply pasted the rupay select card benifits from website but
card bank also should give some press note or something which stating the terms, features, benfits, spend criteria
nothing,

this is not comming under fair practice code Of credit card sales as per Rbi guide lines , I reported the same . but it will shit to them

 

[tharun]

bro the qs what I asked is no where mentioned
I also got call and intimation mail regarding the same offer

the T&C of cards mentioned have no clarity to them atleast
its just a trap in my view which is marketing gimmick

they mentioned lounge access but havent mentioned any spend criteria like this so many are there

abhishek is not working in stable money, he just information ,
you can see the link and answer my question

10 lounge access to which card select or platinum ??
what is actual cost ??
they simply aired thats it

I refered to another thread not because I think Abhishek is working in stable money but rather that thread has more info so it would be better asked in that one.
Regarding your card benefits they just redirect to rupay website.
It could mean they might offer every rupay offer which is honoured by npci/rupay
Regarding to your question I have no definitive answer, everything is a speculation from my side