kuchbhi
TF Ace
icici is a slowpok in that kind of stuff
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Strange ICICI Account upgrade to private banking coz of times black card??
Sobirvs
TF Premier
as a MRA I disagree and anybody can be having a bad day regardless gender. It happened to me in school coz probably the teacher wasn't getting any iykyk 🤣
kuchbhi
TF Ace
Its just a saying savage boii
Curious 2 know...ur teacher was Male or Female?
Dobbiee
TF Select
Looks like bank wants you to activate card even before receiving it.
HumorSimpson
TF Prestige
Trojan war begs to differ
kuchbhi
TF Ace
will realize one or the other day 😉
Sobirvs
TF Premier
female , beating me coz she had a bad mood lol
Dr.Anand456
TF Select
I also have a CIBIL subscription, valid for the next three years. However, the fact that your service has it inbuilt will definitely benefit some people, especially those who don’t already have a CIBIL subscription. The main advantage will be visible in terms of account upgrade offers in the future. With a private banking account, one can enjoy certain benefits, such as priority service at the bank, a premium debit card, and other useful features, often provided at no extra cost.
kuchbhi
TF Ace
was there cibil hit since you already possessed icici card
Bionick
TF Select
Wealth, Wealth Select and Private status linked to ICICI credit cards is nothing more than hot air (and a change in color palette). They used to upgrade account status to Wealth with Sapphiro credit card. I do not hold an account with them and my internet banking interface changed to Private banking with Times Black.
1. The only benefit you get is the direct access to customer service executives bypassing IVR menu.
2. Good luck trying for Private debit card, cheque book and the exclusive wallet/passport holder. You'll receive same old stuff in a paper envelope.
3. Try asking your existing RM about the upgrade and find out they are more clueless than you. They have no access to the actual private tier.
4. People will not get Emeralde Private Metal because of this unless they have invite or apply through their RM/BM or Branch Executive.
5. Cancel the card and your internet banking status will go away within 3-4 weeks.
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how is that Pvt Debit card possible without account?
ICICI offering parts of the legacy/ metal in the cost of a CIBIL hit.
This thread in general provides a good info. But real annoying part of this is this person "applies for a super premium card and then says won't activate it"!!!!. What's the point here? Seems nonsense. Just wasting resources of the banks. If more and more people do such senseless things, it's very unfair to the banks. We as customers keep on complaining of bank's service. But as customers, we also need to be fair, otherwise good customers will end up suffering due to devaluation or any other stupid policies imposed by banks from time to time.
Dont worry - Bank will charge all of them - dreams will be shattered irrespective of whether you activate the card or not.
Bank is not a fool to print metal cards when they themselves know the outcome for most of the customers.
I wish all of them best of luck 😛
It's RBI's policy of activation, not banks.
Sobirvs
TF Premier
Huh? It's my choice. Go check icici thread for this card, most people here applied but don't want to activate it. Now icici provided premium banking here which is a plus and also I have 30 days where I can change my mind and might activate the card. Major thing is fees here which is 20k+20k joining/annual hence for now I am inclined to not activate.
🤣 🤣 RBI policy is such that a card which isn't activated card be charged any fees btw. A statement also can't be generated on a non-activated card. ICICI is helpless here, RBI is a regulatory body for all indian banks.
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