Strange question - Card Activation & Credit Limit Increase

[sd.ac]

I have a primary HDFC card with a 9.5L CL (credit limit). I haven't received a CLE in over 3 years now. I just received a second card (Bonvoy-HDFC card). Now, both my primary card and this Bonvoy card will share the current limit. I have not yet activated the Bonvoy card but have received a few messages from HDFC asking me to activate it immediately.

Question: if I tell them I will activate the second card ONLY if they increase my credit limit, will they tell me to go to hell? Or is it likely they will consider it? Do they have anything to lose if I don't activate the card and vice versa - do I have anything to lose (other than the CIBIL hit?)

(the salary slip did not work for me - for a CLE, hence this question)

Thank you

 

[drsel]

Yes, they have nothing to lose if you don't activate, you have everything to lose.
Please mark this as your solution

 

[komal]

I have a primary HDFC card with a 9.5L CL (credit limit). I haven't received a CLE in over 3 years now. I just received a second card (Bonvoy-HDFC card). Now, both my primary card and this Bonvoy card will share the current limit. I have not yet activated the Bonvoy card but have received a few messages from HDFC asking me to activate it immediately.

Question: if I tell them I will activate the second card ONLY if they increase my credit limit, will they tell me to go to hell? Or is it likely they will consider it? Do they have anything to lose if I don't activate the card and vice versa - do I have anything to lose (other than the CIBIL hit?)

(the salary slip did not work for me - for a CLE, hence this question)

Thank you

Go to hell .
New card, no upgrade or limit enhancement till 6 months

 

[RajS]

Disappointed. I was eager to read the strange question

 

[SSV]

Question: if I tell them I will activate the second card ONLY if they increase my credit limit, will they tell me to go to hell?

They wont care about your request. .. and this is definitely not one of the ways that they grant CLE...

Or is it likely they will consider it?

They wont consider this..

Do they have anything to lose if I don't activate the card and

They wont lose anything..

- do I have anything to lose (other than the CIBIL hit?)

you wont lose anything , considering the card is nothat attractive in a general sense..

(the salary slip did not work for me - for a CLE, hence this question)

Either Salary slip or system approved CLE offer are only the options for CLE..

all the best

 

[aayusharyan]

I have a primary HDFC card with a 9.5L CL (credit limit). I haven't received a CLE in over 3 years now. I just received a second card (Bonvoy-HDFC card). Now, both my primary card and this Bonvoy card will share the current limit. I have not yet activated the Bonvoy card but have received a few messages from HDFC asking me to activate it immediately.

Question: if I tell them I will activate the second card ONLY if they increase my credit limit, will they tell me to go to hell? Or is it likely they will consider it? Do they have anything to lose if I don't activate the card and vice versa - do I have anything to lose (other than the CIBIL hit?)

(the salary slip did not work for me - for a CLE, hence this question)

Thank you

They will not do a CLE by this way... Honestly the Customer Service Agent will have a nice story to share with their friends / colleagues about strange customers....

If you haven't gotten a CLE, even through the salary slips way, then probably the only thing remaining is to board the chennai express. (i.e. courier your documents to their head office in Chennai)

 

[Dr.AMAN]

Did u really think that you could bully the largest credit card issuer of the country to do CLE through this way🤣.

 

[Kabir_1112]

When it comes to hdfc bank for LE, it's the most difficult thing. Sorry to say but it feels like the LE is coming out from the pockets of the people deciding or we are not asking LE but actual cash from them from their personal account.