Stuck with low limit on OneCard (Federal Bank) for over 2 Years

[foxy]

Hi Guys,

I got my OneCard in 2021 with a limit of Rs. 40,000. In May 2022, they increased it to Rs. 50,000.

Since then, there is no limit enhancement, and it's becoming quite a bottleneck for me.

I've tried various strategies to get a limit increase:

• using it on regular basis under 30%
• Not using it for months
• Contacting customer support via email

But nothing worked. Can experienced users help here ?

Thanks in advance for your help!

 

[Tejo]

Use 100% limit then don't use it

 

[Riya]

On one hand there is federal bank and on other hand there is Bank of Baroda... I received LE twice in last one week

 

[Tejo]

On one hand there is federal bank and on other hand there is Bank of Baroda... I received LE twice in last one week

Dm, your tip for le

 

[Riya]

Dm, your tip for le

No tip to be honest... The card is less than 2 year old and this is the 4th LE that I got...
Started from 1.4L and now its 6L

 

[RAMESH BABU N]

Dm, your tip for le

It is pure luck to have BOB as her banker for 1card.

Unlucky ones are those from SBM n Federal. I do not know about CSB n IndianBank.

 

[vinod4]

Hi Guys,

I got my OneCard in 2021 with a limit of Rs. 40,000. In May 2022, they increased it to Rs. 50,000.

Since then, there is no limit enhancement, and it's becoming quite a bottleneck for me.

I've tried various strategies to get a limit increase:

• using it on regular basis under 30%
• Not using it for months
• Contacting customer support via email

But nothing worked. Can experienced users help here ?

Thanks in advance for your help!

got this card in 2021 with 20000 limit. Now it has increased to 90000.
for me the opposite worked. used full limit and paid bills in full.no emi.
limit increase offer every six months.

 

[Fluffles]

No tip to be honest... The card is less than 2 year old and this is the 4th LE that I got...
Started from 1.4L and now its 6L

6L limit on a OneCard? Are you from the same reality as the rest of us or are you hopping parallel worlds...

All my CC's over 3 lakhs, my OneCard only one below 1 lakh. It's frustrating because my score is 800+ with low credit 30% usage across all cards. Yet OneCard treats me as if I am new to credit.

 

[great]

I am using doe two years now.
Got only one LE around one year back
From 9L to 10L
SIB bank

 

[Riya]

6L limit on a OneCard? Are you from the same reality as the rest of us or are you hopping parallel worlds...

All my CC's over 3 lakhs, my OneCard only one below 1 lakh. It's frustrating because my score is 800+ with low credit 30% usage across all cards. Yet OneCard treats me as if I am new to credit.

Well it might seem tales from books but it's true...
I suppose your less credit limit could be due to the bank supporting your One card... Mine is Bank of Baroda