Suggest a LTF Credit Card I can apply for

[Aakash Jamadagni]

I've been building my credit card portfolio over the last three years, starting with an HDFC Moneyback+ with a limit of 75K.

Heres my current portfolio

1. HDFC : Moneyback + and Tata Neu + (86K shared Limit)
2. ICICI : Amazon Pay CC (1.9L Limit)
3. One Card-Federal bank : (45K Limit)
4. Axis Bank : Neo (1.5L Limit)
5. Indusind : Legend and Rupay Platinum(90K shared Limit)
6. IDFC : Classic (1.38L Limit)
7. HSBC : Platinum ( 1L Limit)

All cards LTF

Here's more about my spends
Current monthly salary : Approx 50K
Annual Spends: around 2L

• Offline Spends: ₹50,000
• Dining: ₹50,000
• Hotels/Flights: ₹50,000
• Online Spends: ₹50,000

I prefer LTF and Cashback cards


I'm considering applying for the PNB Select RuPay card next month. I'm open to suggestions on other suitable cards that I might consider.

 

[Ram1]

I've been building my credit card portfolio over the last three years, starting with an HDFC Moneyback+ with a limit of 75K.

Heres my current portfolio

1. HDFC : Moneyback + and Tata Neu + (86K shared Limit)
2. ICICI : Amazon Pay CC (1.9L Limit)
3. One Card-Federal bank : (45K Limit)
4. Axis Bank : Neo (1.5L Limit)
5. Indusind : Legend and Rupay Platinum(90K shared Limit)
6. IDFC : Classic (1.38L Limit)
7. HSBC 😛latinum ( 1L Limit)

All cards LTF

Here's more about my spends
Current monthly salary : Approx 50K
Annual Spends: around 2L

• Offline Spends: ₹50,000
• Dining: ₹50,000
• Hotels/Flights: ₹50,000
• Online Spends: ₹50,000

I prefer LTF and Cashback cards


I'm considering applying for the PNB Select RuPay card next month. I'm open to suggestions on other suitable cards that I might consider.

Don't put cashback and ltf in the same column.
Leave ltf obsession. Take paid if its rewarding for you.
For example, sbi cashback card with 2L waiver. Even if u can't spend 2L,try retention they will reverse fees.

 

[TechnoFi]

You may check your eligibility for ltf easydiner platinum card by following below given link.

https://pay.indusind.com/splitLimit/landing/eazydiner/v1?utm_source=EazyDiner_campaign

 

[aniketkr.sharma]

I've been building my credit card portfolio over the last three years, starting with an HDFC Moneyback+ with a limit of 75K.

Heres my current portfolio

1. HDFC : Moneyback + and Tata Neu + (86K shared Limit)
2. ICICI : Amazon Pay CC (1.9L Limit)
3. One Card-Federal bank : (45K Limit)
4. Axis Bank : Neo (1.5L Limit)
5. Indusind : Legend and Rupay Platinum(90K shared Limit)
6. IDFC : Classic (1.38L Limit)
7. HSBC 😛latinum ( 1L Limit)

All cards LTF

Here's more about my spends
Current monthly salary : Approx 50K
Annual Spends: around 2L

• Offline Spends: ₹50,000
• Dining: ₹50,000
• Hotels/Flights: ₹50,000
• Online Spends: ₹50,000

I prefer LTF and Cashback cards


I'm considering applying for the PNB Select RuPay card next month. I'm open to suggestions on other suitable cards that I might consider.

I would like to suggest you, don't gather cards go for upgrade, 3-4 years ago I was too in this scenario where i was thoughting of getting more & more cards ltf but once you go for upgrade from lower ltf cards its hard as there limits are low, from last year I am trying to get upgrades and now it seems it's good to hold one card with proper benefits rather than keeping multiple cards.

Currently I have closed most of my cards and now left with only 7 cards with 5 banks only and all are still ltf.

RG ltf - 3 lacs limit shared with Tata neu infinity ltf
Apay ltf - 6 lacs limit shared with coral rupay ltf
sbi cashback ltf - 3.1 lacs
Idfc select ltf - 2.2 lacs
Axis privilege paid - 2.1 lacs will be converting to ltf rupay any variant

 

[Rishabh]

HDFC Swiggy you can consider, many getting it LTF post May onwards.