Suggest a reward card

[sakthi_ums]

I have been trying to replace my primary card but couldnt get one suitable card. It looks like the days of having one card for all transactions is gone and we need to have separate cards for online (sbi cashback?), grocery, fuel, upi and other offline transactions.

My current CC portfolio is,
1. SC Ultimate - paid - Primary card for other than upi
2. Amex MCRR - paid - till last year using for 20k pm (4 trnx), this year only 6k (4 trnx)
3. HDFC - TataNeu - LTF - primary card for upi
4. HDFC - Regalia - LTF - used only for card offers
3. ICICI Coral Rupay - LTF - used only for card offers
4. ICICI Amazon pay - LTF - only for amazon
5. Axis - Flipkart - paid - only for flipkart
6. Axis - Myzone - ltf - used only for card offers
7. Axis - IOC - ltf - primary card for fuel
8. SBI Simply Click - LTF - used only for card offers
9. BOB Premier - LTF - not used

will be closing the following cards
AXIS Flipkart & Myzone.
BOB Premier
ICICI Coral rupay - if i get another better ICICI card.

I am looking for a new primary card for the past one year. Couldnt get any card that i like (credit score of 800+).
HDFC - Tried to upgrade my Regalia to DCB/infinia - requests are not being processed.
ICICI - was trying to get Emerald metal card (paid) through RM (have an invite for Emerald plastic). But they don't know the process fully and saying we can apply for emerald and then try for upgrade. dont want to take a risk and waiting.
Yesbank - Not eligible for marquee card and Reserv card application is rejected due to internal policies.
SBI - Cashback card application is also rejected due to internal policies.

SC Ultimate was an no nonsense allrounder card till it had better reward redemptions (its still giving good reward points). It is difficult to find an alternate card for it.

Please suggest any other cards that i can consider (LTF or paid).

 

[msk1437]

Can consider getting amex plat travel or idfc/sbi vistara cards for primary if your spends are around 4-4.5 lpa

 

[helloworld]

The cards that you said 'rejected due to ..' are the best cards currently, you should drop a mail and find the reason.

Alternative: If you have atleast 7.5L spends try Atlas. or If AMEX accepted in your purchases, try Plat. Travel for 4L spends.

Again, find the reason for those rejections. Note: Nothing can be achieved if one simply send a mail and hope for the best, presistence and/or keep following sometimes required.