Suggest Bank with good banking experience

[maverick.]

Hi people!
I'd like to get your inputs on selecting a bank with good banking experience in terms of services offered, credit cards, opening accounts of family members etc.
Currently I hold a Prime salary account in Axis Bank. It's been almost 7 months since my recent salary revision, and I didn't get any upgrade offer from Axis despite my net salary going beyond 1.25L. So I'm thinking of switching to some other bank. This month onwards my net salary would go beyond 1.5. Please suggest banks considering these things.
Also, my CIBIL score is 786, my credit history is ~5 years, I hold 6 credit cards with credit limit varying from 1.3L (HDFC Millennia) to 3.15L (ICICI Rubyx). Both Millennia and Rubyx are LTF. Based on this, suggest the best credit card I could get LTF and with good credit limit.
Thanks a ton in advance.

 

[avikrish]

Hi people!
I'd like to get your inputs on selecting a bank with good banking experience in terms of services offered, credit cards, opening accounts of family members etc.
Currently I hold a Prime salary account in Axis Bank. It's been almost 7 months since my recent salary revision, and I didn't get any upgrade offer from Axis despite my net salary going beyond 1.25L. So I'm thinking of switching to some other bank. This month onwards my net salary would go beyond 1.5. Please suggest banks considering these things.
Also, my CIBIL score is 786, my credit history is ~5 years, I hold 6 credit cards with credit limit varying from 1.3L (HDFC Millennia) to 3.15L (ICICI Rubyx). Both Millennia and Rubyx are LTF. Based on this, suggest the best credit card I could get LTF and with good credit limit.
Thanks a ton in advance.

Banking depends on your branch location people, choose a bank where your home and work location branch is available and try to choose that.

Icici, HDFC, indusind are options I can prefer
Always keep one public sector bank account
I used union bank for home loan
SBI with branch of sat, sun working.

For credit cards , it depends on spend amount, category. Elaborate your spend amounts, criteria , to get suggestions of cc or you can check this forum for each spend criteria

 

[maverick.]

@avikrish thanks for the inputs. I was thinking of hdfc and icici. Will explore indusind features.
I have 3 bank accounts in sbi, idfc first and axis, and home loan in sbi itself.
Regarding credit cards, I don't have any requirements. I don't visit malls or do online shopping much. My big expenses are like gold purchase or insurance installment, that too once or twice in a year. I just want to collect some high value cards which may benefit me in future.

 

[avikrish]

@avikrish thanks for the inputs. I was thinking of hdfc and icici. Will explore indusind features.
I have 3 bank accounts in sbi, idfc first and axis, and home loan in sbi itself.
Regarding credit cards, I don't have any requirements. I don't visit malls or do online shopping much. My big expenses are like gold purchase or insurance installment, that too once or twice in a year. I just want to collect some high value cards which may benefit me in future.

May be amex cards might be helpful for you