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Suggest me a card.

nicmongai

TF Neo
Current CC’s in my portfolio
  1. Amex Platinum
  2. Axis Atlas
  3. Axis Flipkart
  4. Axis Indian Oil
  5. Amazon Pay
  6. ICICI Coral
  7. HDFC Regalia Gold
  8. One Card
Recently closed cards
  1. SBI Simply Click
  2. RBL World Safari
I’m looking for a new Card to add to my portfolio. Most of my spends are international. I am currently using Regalia gold with global value program and One Card at the moment. Previously I was using RBL world Safari Card, but closed it after spending 7.5L on it since there was no renewal benefit.

I have been approved for AMEX platinum charge with 1.5L Amex points as welcome benefits and Yes Bank Marquee Card but I haven’t activated those yet.

Since I don’t have any business with HDFC, I’m pretty sure I’m not eligible for Infinia, but I may get upgraded to DCB metal.

Rough estimate of my expenses, domestic is about 5 to 7 Lakh and International is about 7-10 Lakh.

What are the cards could I apply for that has low forex mark up and high reward?
I prefer rewards to be in the forms of air miles or hotel points.

I also have AMEX US and was thinking if applying for Amex Platinum Charge there makes more sense then India.

Also, is it beneficial for me to renew Atlas in April? I currently have a spending threshold of 4 lakh on it and will not get any renewal benefits.

Any input is appreciated
 
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