Suggest Me Some Good Credit Card Which Can I Apply Through ITR of 4.87L

[dhiraz]

Hey Guys!
Please Suggest Me Some Good Credit Card Which I Can Get Easily With ITR as a Income Proof. My ITR of 2021-22 is 4.87L. So Which Card Should I Apply and Get It Easily with Some Good Limit.

Currently I Have ICICI Platinum Secured Credit Card against FD with the limit of 1.35L. And HDFC Also Giving me Pre-Approved Business MoneyBack with 63k Limit. Which I Not Accepted.
And I Also Have 2 Rejected Application 1st From Axis For Flipkart Card and 2nd From Amazon Pay ICICI Card. I Got Rejected Because Of Hurry Of Applying CC Without Cibil Score.

Now My Secured ICICI Platinum Card Is 6 Months Old and I Have CIBIL Score of 759.

 

[akshayhs]

You can easily get HDFC Millennia, which is a cashback oriented credit card.

 

[dhiraz]

You can easily get HDFC Millennia, which is a cashback oriented credit card.

This is why i didn't take pre approved HDFC Business MoneyBack with the limit of 63k

 

[akshayhs]

This is why i didn't take pre approved HDFC Business MoneyBack with the limit of 63k

Usually when it shows MoneyBack+ that's just the card they're currently marketing. When you apply, you can still select Millennia in the options given to you. This is what I have been told based on some posts here. Give it a try.

 

[SubhankarSubhankar is verified member.]

Hey Guys!
Please Suggest Me Some Good Credit Card Which I Can Get Easily With ITR as a Income Proof. My ITR of 2021-22 is 4.87L. So Which Card Should I Apply and Get It Easily with Some Good Limit.

Currently I Have ICICI Platinum Secured Credit Card against FD with the limit of 1.35L. And HDFC Also Giving me Pre-Approved Business MoneyBack with 63k Limit. Which I Not Accepted.
And I Also Have 2 Rejected Application 1st From Axis For Flipkart Card and 2nd From Amazon Pay ICICI Card. I Got Rejected Because Of Hurry Of Applying CC Without Cibil Score.

Now My Secured ICICI Platinum Card Is 6 Months Old and I Have CIBIL Score of 759.

Before exposing yourself to too many credit cards, get HSBC Platinum credit card, if you're a salaried individual. It also have accelerated RP after certain spends, and open gate to airmiles.
For initial 1.5-2 years don't jump into more than 4 cards.

 

[dhiraz]

Before exposing yourself to too many credit cards, get HSBC Platinum credit card, if you're a salaried individual. It also have accelerated RP after certain spends, and open gate to airmiles.
For initial 1.5-2 years don't jump into more than 4 cards.

I am not a salaried individual. I am just doing freelancing as a self employed. Can i get it?

 

[SubhankarSubhankar is verified member.]

I am not a salaried individual. I am just doing freelancing as a self employed. Can i get it?

Nope. HSBC is very strict in this matter. They will only consider if you have an account with them. Specifically Premier.