suggest me to keep and close Axis Bank Cards

[kaju]

I need Suggestions regarding my Axis Bank Credit cards, as I have 3 Cards which is Flipkart Axis Bank CC, Indian Oil CC (LTF) & Axis Bank Ace CC, so just IOCL is LTF and I want suggestions for these to which ones to keep and to Close.

 

[Wealth is my birth right!]

I need Suggestions regarding my Axis Bank Credit cards, as I have 3 Cards which is Flipkart Axis Bank CC, Indian Oil CC (LTF) & Axis Bank Ace CC, so just IOCL is LTF and I want suggestions for these to which ones to keep and to Close.

Ace any day worthy

 

[karanssh]

I need Suggestions regarding my Axis Bank Credit cards, as I have 3 Cards which is Flipkart Axis Bank CC, Indian Oil CC (LTF) & Axis Bank Ace CC, so just IOCL is LTF and I want suggestions for these to which ones to keep and to Close.

how often do you use all three? which one has most spends?
are you planning to get any other axis card?

 

[srpraneeth]

I need Suggestions regarding my Axis Bank Credit cards, as I have 3 Cards which is Flipkart Axis Bank CC, Indian Oil CC (LTF) & Axis Bank Ace CC, so just IOCL is LTF and I want suggestions for these to which ones to keep and to Close.

It's simple if you have SBI cashback card then close Flipkart axis

 

[CardTox]

Y

I need Suggestions regarding my Axis Bank Credit cards, as I have 3 Cards which is Flipkart Axis Bank CC, Indian Oil CC (LTF) & Axis Bank Ace CC, so just IOCL is LTF and I want suggestions for these to which ones to keep and to Close.

ou may close Flipkart card, as this has become useless specially after 5th March 2023. Only very few murchants are remained with 1.5% cb category. By chance if you have SBI CB CC, then its criminal to hve this flipkart.... Better to take any other card of Axis when a slaught is available after flipkart cc has vacated the seat.

 

[iamabhisekagar]

If you do not use Flipkart, Myntra and Cleartrip frequently and your spending does not cross 2L in a year, then you can close FK Axis CC.

 

[Copycat]

Keep the LTF one unless you are planning to get 1 more Axis card
For most people Ace is useful, particularly because FK Axis no longer gives you cashback on Utilities. So keep it
If you buy a lot of stuff on Flipkart and don't have any other card that gives you offers, check how much you get back v/s the card fees that you pay and decide accordingly

 

[Shrinit Padwal]

I need Suggestions regarding my Axis Bank Credit cards, as I have 3 Cards which is Flipkart Axis Bank CC, Indian Oil CC (LTF) & Axis Bank Ace CC, so just IOCL is LTF and I want suggestions for these to which ones to keep and to Close.

Depends on your spending - whether online/offline, which merchants as well other set of cards you have. If you have SBI CB/HDFC Millenia, close the Flipkart one. If you don't have any other fuel cards and have decent spending on fuel, keep it or upgrade it to any other Axis card if needed. I would suggest keeping ACE, as it is still useful and hasn't been devalued yet. Also, you can try converting your current cards to LTF by speaking to customer care - if they budge and you negotiate well, less annual fees overall.

 

[U_Utkrsh]

I have been considering the same question and have decided to close my Flipkart Axis Card next year before the annual fees are charged. I have already crossed the 2L threshold for fee waiver this year. I have also obtained an SBI cashback card and directed all my online spending towards it. However, if you have a very high usage from any of the partner platforms or don't have any other card with similar features, then you should keep the Flipkart Axis Card.

 

[kaju]

how often do you use all three? which one has most spends?
are you planning to get any other axis card?

as of now No plan for any other