Suggestion for a rewarding Credit Card

[seikoalpinist]

Please suggest best rewarding CC for the expenses below (per annum). Not a fan of cashback or air miles.

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Rent - 3.6L

POS (Retail spends) - 2.5L

Online spends - 1.8L

Insurance - 1.3L

Fuel - 80k

Swiggy - 70k

Leisure - 75k

Utilities - 35k

Currently I hold Amex Travel, SC Ultimate, Axis Magnus (soon will be surrendering), Amazon pay ICICI, HDFC Platinum Times (Old CC). What should I hold, surrender or any new suggestions?

 

[NAB]

"Not a fan of cashback or air miles."

What exactly you are looking then?

 

[seikoalpinist]

Preferably in Vouchers. Cashback is great, but I like the feeling of getting as a lumpsum after accruing points rather than getting pennies as CB . Any card with Milestone of 12-15L yearly spends (including Rent, utilities and Insurance)?

 

[cowcoconut]

SC Ultimate that you have is probably the best card for your use case.
Yes Marquee is good too, if you can get HNI cards then Yes Private is better.

 

[seikoalpinist]

SC Ultimate that you have is probably the best card for your use case.
Yes Marquee is good too, if you can get HNI cards then Yes Private is better.

Thanks bro! I appreciate your advice