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Suggestion for Primary credit card

svijayan86

TF Buzz
VIP Lounge
I was previously using multiple credit cards(hdfc millennia,axis privilige , amazon pay icici cards) and had spends of around ~ 6.5 lakhs last year. Recently I applied for Axis atlas credit card and was rejected due to multiple application generated and applied for amex platinum travel card since I didnt get the axis atlas card. But after reading the forum posts I applied for Axis atlas credit card and got it as well. Now the plan is to use axis atlas for 7.5 lakhs this year and amex platinum for 4 lakhs for the milestone(this year i have few expenses planned which can take the overall spend to 11.5 lakhs) and in next years I have plans to keep the spends around 11 lakhs.

Recently I got option to upgrade my HDFC Millenia to HDFC Regalia Gold(FYF) and checked with the helpdesk if it is possible to get LTF but they denied.

I have been looking for DCB and Infinia(in the next 5 years he he) so can anyone suggest which of the below options makes sense.

Option 1:
Keep Both axis atlas and Amex Platinum and use it for travel

Option 2:
Apply for Regalia gold and Use Amex platinum for 1st year and then close it . Keep using the Atlas and regalia to get the DCB .

Option 3:

Keep using Atlas and close Amex platinum after 1st year.
 
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