Suggestion on Achieving Fees Milestone for DCBM

[SHUB11]

Dear Members,

Post multiple devaluations with regards to rent payments and debit card payment of CC bill I am kind of stuck on how to achieve annual milestone of 8lacs required for fees waiver.
My high ticket exepnses are following:
1. Rent of 55,000 pm
2. Amazon coupon of 20k pm
3. Advance tax (not sure but assume 2 lacs per annum)
4. Other expenses 10K pm

Not post devaluation Rent is Out , earlier I was paying 1.5% combined to redgirraffe and DCBM and recovering through RBL Sign+ debit card, post removal in SBI Unipay I cant take a hit of 1.5%. Similarly for advance tax there is a charge of 1% with no opportunity to recover.

Request suggestion on meeting the milestone of 8lacs p.a

 

[vadixit]

I dont think you would be able to make it to 8L. If rent is out, your total expected expences are 2.4L with Amzon coupon, 2L is advance tax, 2.4L in other expences, making total only 6.8L. So if you are not paying rent with card, even if you manage to do all your expences on this card, you wont be able to touch 8l.
You just do a cost analysis and see if paying rent for certain months would be better than paying Rs 11800 as fees or not.