Suggestions for a salary account

[akatsuki1111]

I would like to change my salary account.
I want to open a new salary account. Monthly income is 2.5lakh.
I have some foreign investment and would also prefer good inward remittance rates.
I travel often and a good credit card would be helpful.
Appreciate your suggestions.

 

[Riya Sharma]

HSBC Premier. And for remittance use Indian Overseas Bank

 

[Desu Sarath]

I am also in the same boat. Has similar salary range and inward remittance.

Had in ICICI, but planning to shift to others.

 

[peregrine0falcon]

HSBC Premier. And for remittance use Indian Overseas Bank

Premier requires 3 lakh salary or you mean maintain by 40 lakhs? HSBC is good bank, its just needs a premier status to get good customer support.

 

[Riya Sharma]

Premier requires 3 lakh salary or you mean maintain by 40 lakhs? HSBC is good bank, its just needs a premier status to get good customer support.

you can negotiate.

 

[exo]

I have the same requirement and landed here looking for answers. Hopefully, somebody will answer our questions. BTW Did you check HDFC? I want to move out of ICICI.

 

[Desu Sarath]

I was in similar boat. Contacted HDFC, they offered imperia banking with regalia gold LTF and they can try for dcb.

Axis offered burgundy with select LTF.

Need to check with Hsbc

 

[exo]

I was in similar boat. Contacted HDFC, they offered imperia banking with regalia gold LTF and they can try for dcb.

Axis offered burgundy with select LTF.

Need to check with Hsbc

I visited HDFC branch last Wednesday. First desk person didn't offer anything. Told to open a savings account and banking program will depend on how big a check I give to them and told after 3 salary deposit account will automatically convert to salary account.

I already have Regalia First and I know people received Regalia Gold LTF with same salary I have. But they said no. Told to generate spends on my hdfc card first and then only they can do anything.

Who did you speak with? help desks people in branch or BM? How big a check did they ask to give initially to open savings account?

How much net salary do you have?

 

[Desu Sarath]

We have a dedicated poc for almost all the banks in my company.

They have a set of predefined benefits for each salary level it seems.

Based on that , they offer benefits.