Suggestions for card collection

[chandra.prakash]

Dear member
I have currently

1. Axis Airtel, flipkart, Ace (paid)
2. Bob premier Rupay (Ltf)
3. HDFC neu infinity (ltf)
4. HDFC pixel (Fyf)
5. Icici saphiro dual card (Fyf)
6. Icici amazon pay (ltf)
7. Icici mmt signature (ltf)
8. Icici coral (ltf)
6. pnb rupay select (ltf)
7. RBL irctc (paid)
8. Sbi irctc rupay (ltf)
9. Sbi cashback (paid)
10. Yes kiwi
Please compress this collection to 8-10 cards.
We appreciate your suggestion

 

[Kunal Rathod]

Bob premier Rupay (Ltf)

pnb rupay select (ltf)

Do these Banks approve cards to NTB customers, only through vkyc or we need to provide them with our income docs too?

 

[Shubham330]

1. Axis Airtel >> keep if for Utilities
Axis Flipkart >> u can use sbi cashback
2. Bob premier Rupay (Ltf) >> not needed
3. HDFC neu infinity (ltf) >> not required as you have kiwi for upi, for tata online use cashback
4. HDFC pixel (Fyf) >> not needed
5. Icici saphiro dual card (Fyf) >> keep for movies bogo
6. Icici amazon pay (ltf) >> keep it for spends through Amazon and Amazon pay
7. Icici mmt signature (ltf) >> not needed
8. Icici coral (ltf) >> not needed as have sapphiro
6. pnb rupay select (ltf) >> have it only if you are utilising rupay select benefits
7. RBL irctc (paid) >> keep if your are frequent train traveler
8. Sbi irctc rupay (ltf) >> keep only one Irctc.
9. Sbi cashback >> keep it
10. Yes kiwi >> keep it


Suggestion based on common usage. You can further decide based on your spends category.

 

[Credit_Cards]

Do these Banks approve cards to NTB customers, only through vkyc or we need to provide them with our income docs too?

They are PSU all verifications will happen and multiple year ITRs needs to be submitted

 

[Credit_Cards]

Dear member
I have currently

1. Axis Airtel, flipkart, Ace (paid)
2. Bob premier Rupay (Ltf)
3. HDFC neu infinity (ltf)
4. HDFC pixel (Fyf)
5. Icici saphiro dual card (Fyf)
6. Icici amazon pay (ltf)
7. Icici mmt signature (ltf)
8. Icici coral (ltf)
6. pnb rupay select (ltf)
7. RBL irctc (paid)
8. Sbi irctc rupay (ltf)
9. Sbi cashback (paid)
10. Yes kiwi
Please compress this collection to 8-10 cards.
We appreciate your suggestion

its already only 11 cards why you need to compress it to 10?

Close Saphiro after 1st year its not worth it paid

 

[S U D O]

Dear member
I have currently

1. Axis Airtel, flipkart, Ace (paid)
2. Bob premier Rupay (Ltf)
3. HDFC neu infinity (ltf)
4. HDFC pixel (Fyf)
5. Icici saphiro dual card (Fyf)
6. Icici amazon pay (ltf)
7. Icici mmt signature (ltf)
8. Icici coral (ltf)
6. pnb rupay select (ltf)
7. RBL irctc (paid)
8. Sbi irctc rupay (ltf)
9. Sbi cashback (paid)
10. Yes kiwi
Please compress this collection to 8-10 cards.
We appreciate your suggestion

close flipkart, ace, pixel (before renewal), sapphiro (before renewal), rbl irctc

 

[chandra.prakash]

Do these Banks approve cards to NTB customers, only through vkyc or we need to provide them with our income docs too?

Pnb required itr mandatory

 

[chandra.prakash]

its already only 11 cards why you need to compress it to 10?

Close Saphiro after 1st year its not worth it paid

Sorry bro the numbering got wrong