Suggestions for Credit Card with 0% Forex Markup Fees ?

[Hunny1208]

Hello guys, My brother is a GST officer in central government and want to travel to outside india , we are thinking to apply for credit cards with zero forex markup fees.

We can't get Scapia because we already have One card with federal bank. So can you guys suggest a couple of cards we can apply and get it approved easily which has zero forex markup fees .

Thanks in advance !!

 

[helloworld]

So can you guys suggest a couple of cards we can apply and get it approved easily

which cards you can apply and get it approved easily? like Income or your capability so that we can suggest cards in that range.

also, how much you spend on this forex (range)?

 

[AritraSaha]

Hello guys, My brother is a GST officer in central government and want to travel to outside india , we are thinking to apply for credit cards with zero forex markup fees.

We can't get Scapia because we already have One card with federal bank. So can you guys suggest a couple of cards we can apply and get it approved easily which has zero forex markup fees .

Thanks in advance !!

RBL World Safari.
or IDFC Wow (fd based cc)

 

[AkashnAkashn is verified member.]

Au ixigo
Rbl world safari
Idfc wow (fd based)

 

[Hunny1208]

which cards you can apply and get it approved easily? like Income or your capability so that we can suggest cards in that range.

also, how much you spend on this forex (range)?

Applying for brother, he is custom officer in GST department . and spends are not that much as we are travelling outside india and will do shopping etc. in dubai.

Income is 80k per month gst officer

 

[imdjay]

Income is 80k per month gst officer

what about other income? JK

 

[SSV]

what about other income? JK

Unfortunately bank’s won’t consider this other income unless it is shown under “Income from other sources” in the ITR 😉

 

[helloworld]

Applying for brother, he is custom officer in GST department . and spends are not that much as we are travelling outside india and will do shopping etc. in dubai.

Income is 80k per month gst officer

Post in thread 'Zero Forex + Reward Points = Net gain card for forex spends' https://www.technofino.in/community...-gain-card-for-forex-spends.20246/post-451027

alternative and more..

https://www.technofino.in/community/threads/best-credit-cards-for-international-transactions.950/

 

[littlefinger]

Looking for zero forex credit card - is IDFC Wow Card good ?

I already have idfc wealth - which i used for international travel , but after some calculation found that markup + gst for my spends exceeds my estimates.

Is IDFC wow allowed for me ? Does it has international lounge access - same rules like idfc wealth ?

Any recommendation for any other zero markup credit card other than idfc wow ?

 

[iampqq]

Fd backed card has 0 forex, but without fd there's forex charges

 

[rrsji]

Looking for zero forex credit card - is idfc wow good ?

I already have idfc wealth - which i used for international travel , but after some calculation found that markup + gst for my spends exceeds my estimates.

Is IDFC wow allowed for me ? Does it has international lounge access - same rules like idfc wealth ?

Any recommendation for any other zero markup credit card other than idfc wow ?

Scapia has stopped boarding new customers, else was perfect in this card. People are also getting a new UNI wave card that offers 0% forex fees. However, it is not show up in some people's apps, including mine, but you can try.

 

[sourpai]

Looking for zero forex credit card - is idfc wow good ?

I already have idfc wealth - which i used for international travel , but after some calculation found that markup + gst for my spends exceeds my estimates.

Is IDFC wow allowed for me ? Does it has international lounge access - same rules like idfc wealth ?

Any recommendation for any other zero markup credit card other than idfc wow ?

Yes it is a good card. You can apply it as well against FD. Easy to get. It does not have lounge access though, take other cards for lounge access.

It will also reward at 0.67% on all forex transactions

 

[littlefinger]

Yes it is a good card. You can apply it as well against FD. Easy to get. It does not have lounge access though, take other cards for lounge access.

It will also reward at 0.67% on all forex transactions

forex transactions considered for rewards ? thats good

 

[littlefinger]

I applied for IDFC wow credit card , went till VKYC and finally they said they cant approve as my name mismatch in aadhaar and PAN . Well i have initial in in AADHAAR and full name in PAN card. Irony is that i got IDFC wealth last year with same docs.

Now i am not sure whether they will offer me wow credit card. But irony is that i got a hit in CIBIL. IDFC did check against cibil - is that correct ? because IDFC wow credit card is against deposit and not their money . Can some one clarify on cibil hit ? Should i ask them to revert it ?

 

[sourpai]

Yes there is a CIBIL hit and if card gets approved, there is CIBIL record also even though it is secured. But why worry about one cibil hit? It does not affect anything really

 

[littlefinger]

Yes there is a CIBIL hit and if card gets approved, there is CIBIL record also even though it is secured. But why worry about one cibil hit? It does not affect anything really

Not worried really I am just concerned about 1 wasted hit 🙂 . Till now no response from IDFC bank for the wow credit card approval. ( I did emailed to customer care email address)

 

[iamabhisekagar]

Scapia has stopped boarding new customers, else was perfect in this card. People are also getting a new UNI wave card that offers 0% forex fees. However, it is not show up in some people's apps, including mine, but you can try.

Thanks for the information I got Early Access Program... didn't apply for it yet...now will

 

[JimCarrey]

RBL World Safari CC has 0 markup fees.

 

[sourpai]

Yes it can be opened online. You will have to create FD by using Netbanking during the application process

 

[SonyTom]

Yes it can be opened online. You will have to create FD by using Netbanking during the application process

Thanks bro for the quick reply. Deleted my post because I got this info.