Suggestions regarding RBL world safari

[chandra.prakash]

Dear all
I have RBL world safari without charges till 2024. I donot use this card from last 3-4 months due to no offers and good reward points.

Also I have some other cards also which provides good cashback like as Ace, airtel, sbi cashback, kotak Myntra etc.

Also I am not a traveler.

So please share the suggestion that is it good to keep this or should have to close.

Total active account in cibil 14 (12 cards and 2 personal loan from SBI) and score stuck at 777 from last 3 months.

 

[Nemesis]

Dear all
I have RBL world safari without charges till 2024. I donot use this card from last 3-4 months due to no offers and good reward points.

Also I have some other cards also which provides good cashback like as Ace, airtel, sbi cashback, kotak Myntra etc.

Also I am not a traveler.

So please share the suggestion that is it good to keep this or should have to close.

Total active account in cibil 14 (12 cards and 2 personal loan from SBI) and score stuck at 777 from last 3 months.

They can reverse the charge... Else ask them for LTF conversion... you will get free international lounge access

 

[Fini7777]

I've applied for the RBL shoprite CC few days ago and I received a call from one of their executives and suggested me to opt for World safari with 3k joining and annual fee.

I refused to pay the joining fee and they agreed to provide it with 0 joining Fee but when I checked their MITC Document I noticed that the 1st yr annual fee will be charged in the 1st CC statement is it true?
I thought of converting this card to LTF after 10 or 11 months of usage or I would downgrade it if LTF not possible What should I do now ?
Any suggestions pls.. I am not ready to pay the annual fee in the first credit card statement itself.

 

[Ram1]

U didn't get sms confirming zero joining fee?

 

[Anupama_Jha]

I've applied for the RBL shoprite CC few days ago and I received a call from one of their executives and suggested me to opt for World safari with 3k joining and annual fee.

I refused to pay the joining fee and they agreed to provide it with 0 joining Fee but when I checked their MITC Document I noticed that the 1st yr annual fee will be charged in the 1st CC statement is it true?
I thought of converting this card to LTF after 10 or 11 months of usage or I would downgrade it if LTF not possible What should I do now ?
Any suggestions pls.. I am not ready to pay the annual fee in the first credit card statement itself.

Mis-selling is seen common with RBL and Yes Bank executives.

Though you can easily get your joining/renewal fee reversed in RBL Bank, it's preety harder for Yes Bank.

What u can do now is don't activate the card before confirmation of FYF from cust. executive. If not complaint them for mis-selling. Either it will be FYF or maybe LTF also.

Or if you don't want this cc, you can downgrade it back to Shoprite FYF.

 

[Fini7777]

U didn't get sms confirming zero joining fee?

I received an sms in which they only mentioned the annual fee as 3000 and nothing was mentioned about joining fee

 

[Ram1]

I received an sms in which they only mentioned the annual fee as 3000 and nothing was mentioned about joining fee

Its ok, don't activate the card, retention team will reverse joining fee