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Suggestions reqd for my Card Portfolio

Hello !

though i have been using CC from past 6-7 years now.
it was last year only, when i came across possibilities of reaping rewards for my regular expenses.
i was just holding SBI Prime from past 3 years, then last year got Millenia LTF card. Suddenly spending offers from HDFC & Quaterly rewards and cashback,
made me realised, SBI Prime, is not that great card.
now i have already made annual fee reversal expnses on prime & still 8 months for renewal, keeping it till then for e-com festival benefits & other SBI offers.
please suggest me good alternative to SBI Prime (no cashback, BPCL Card plz, thats not for me), i have there regular offer for Elite Card.

from past six months i have also added : IDFC Wealth & AMEX PT.
i have four cards now :
SBI PRIME (Thinking for Vistara card upgrade after next 5-6 months)
HDFC MILLENIA (have offer to Upgrade to Regalia business, but i find millenia more worthy)(though can upgrade if offered Infinia 😛 )
IDFC WEALTH (earlier use to pay high utility bills for 10x rewards, now they are giving only 1x, only using for movie benefits)
AMEX PLATINUM Travel (little disappointed due to low acceptance, keeping it for now, lets see if ill able to achieve 4+ target)

what u think of my portfolio, any suggestions for same ?? esp. for SBI Prime Alternative. i have to keep a SBI Card for sure.
 
Welcome to technofino!!

many new members post gets ignored, but I believe you've done your homework before posting here 😂🔥.



Since you have good relationship, SBI Prime annual fees can be waived off. Just request customer care. That's what I can add here.


Direct upgrade to Infinia is rare 😳.
 
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