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Suggestions to apply for cc cards.

Storm3742

TF Buzz
I currently hold
Infinia (paid),
SBI cashback (paid),
airtel axis (paid),
onecard BoB (LTF) - not used at all.

I am considering applying for ICICI Sapphiro LTF through the alum program.

I have 2 airtel post paid connections, so I am holding the airtel card.

Is there any other card I should be applying for?

My main motive is to cover more lounges, like Rupay lounges, Adani East lounge (Int) etc, that I don't have access to currently. (I travel frequently)

All my offline spends go through infinia, and online spends go through sbi cashback or infinia with gyftr. And all international transactions go through infinia (with GVP). Is there a better card that I could be using for any of this scenario while also increasing my lounge access?

BOGO in BMS is a plus!

Thanks a lot!

Edit:
Just for more info.
My spends are in the range of 10-12 Lakh a year with an almost equal mixture of offline and online transactions.

Online transactions consist mostly of flight and hotel bookings along with the swiggy/zomato/blinkit/uber etc. and some amazon purchases.
Offline transactions are mostly retail purchases, dining and hotels (if booked offline)

I am not making any rent payment through cc currently, but could if there is a card that gives benefit for this.. Is there any currently?
 
Last edited:
I currently hold
Infinia (paid),
SBI cashback (paid),
airtel axis (paid),
onecard BoB (LTF) - not used at all.

I am considering applying for ICICI Sapphiro LTF through the alum program.

I have 2 airtel post paid connections, so I am holding the airtel card.

Is there any other card I should be applying for?

My main motive is to cover more lounges, like Rupay lounges, Adani East lounge (Int) etc, that I don't have access to currently. (I travel frequently)

All my offline spends go through infinia, and online spends go through sbi cashback or infinia with gyftr. And all international transactions go through infinia (with GVP). Is there a better card that I could be using for any of this scenario while also increasing my lounge access?

BOGO in BMS is a plus!

Thanks a lot!

ICICI Sapphiro will only be useful for bank discounts. It now requires 75K spend for lounge access
 
See, if you are exceeding the monthly 15000 points cap on travel, then you should consider Axis Atlas / Amex Plat Travel (for up to 4L spends). This will also be beneficial for your travel. For spends in forex, consider AU Ixigo.

For Zomato / Swiggy etc, Infinia is the best, so no need of any new card.

For BMS, ICICI Sapphiro would be sufficient for now (but can be devalued anytime).

Also can get one Rupay Select card from whichever bank you can get.

So my suggestion would be : Close Onecard BOB and get 4 more cards (Axis Atlas or Amex Plat Travel, AU Ixigo, ICICI Sapphiro and one Rupay Select).
 
thanks for all the suggestions. Will look into au ixigo for zero forex and will also take a look at amex platinum travel and axis atlas.
 
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