I had hdfc tata neu plus credit card with no joining fee but had annual fee. Since I couldn't achieve milestone to waive off the annual fee, So I closed that card around 2-3 months ago. I just want to have a hdfc credit card in my credit card portfolio with no maintenance fee. I like millennia and tata neu infinity credit card, but that have a maintenance fee. Is there any trick to get a decent hdfc credit card without any maintenance?
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