T&C changed. LTF to Paid

[hgupta]

Axis flipkart credit card is changing its terms and conditions and with effect of it, my LTF Axis flipkart CC is now being chargeable if I spend less than 3.5 lacs in a year. Received email regarding this. This is pure cheating 😔 Can I take any action against this?

 

[skvignesh]

It's for Chargeable Cards only..

 

[Chaitanya-a]

That condition isn't for LTF issued cards. Don't worry.

 

[TheGambler]

I think that line meant that if it's chargeable, the annual fee waiver spend has been increased from previously 2 Lakhs in a year to 3.5 Lakhs in a year. LTF stays LTF, imo.

 

[Deleted member 11974]

have y

Axis flipkart credit card is changing its terms and conditions and with effect of it, my LTF Axis flipkart CC is now being chargeable if I spend less than 3.5 lacs in a year. Received email regarding this. This is pure cheating 😔 Can I take any action against this?

ou taken it in writing that your flipkart cc is ltf
then dont worry
you can use it as proof and get charges revresed

 

[prc1990]

Axis flipkart credit card is changing its terms and conditions and with effect of it, my LTF Axis flipkart CC is now being chargeable if I spend less than 3.5 lacs in a year. Received email regarding this. This is pure cheating 😔 Can I take any action against this?

Are bhai LTF matlab "Ek baar jo maine commitment kar diya, toh phir main khudka bhi nahi sunta" 😅

 

[akshayhs]

Bro, its night and you're smoking something strong. Don't you have to report to work tomorrow?

 

[Suspicious Activity]

Axis flipkart credit card is changing its terms and conditions and with effect of it, my LTF Axis flipkart CC is now being chargeable if I spend less than 3.5 lacs in a year. Received email regarding this. This is pure cheating 😔 Can I take any action against this?

Received the same message. It's not for LTF cards

 

[prc1990]

Bro, its night and you're smoking something strong. Don't you have to report to work tomorrow?

Jor se sadma laga sabko 😅.

 

[Deleted member 16965]

If Axis bank levies annual charges on your Flipkart LTF credit card, @VISHESH_BANSAL Special Bamboo Tool (SBT) will be very useful for you to use it against Axis bank. You can ask him regarding SBT.

 

[VISHESH_BANSAL]

If Axis bank levies annual charges on your Flipkart LTF credit card, @VISHESH_BANSAL Special Bamboo Tool (SBT) will be very useful for you to use it against Axis bank. You can ask him regarding SBT.

Should I create another thread explaining the Bamboo Process ?
🤣

 

[Deleted member 16965]

Should I create another thread explaining the Bamboo Process ?
🤣

 

[CMGCMG is verified member.]

Banks would have loved that, changing LTF to a paid card by themselves. However, the RBI doesn't allow them to do so.

 

[supperman]

Banks would have loved that, changing LTF to a paid card by themselves. However, the RBI doesn't allow them to do so.

Would you know which specific RBI guideline prohibits them from doing so? Asking in general, not for this specific card.

 

[karankayastha]

Axis flipkart credit card is changing its terms and conditions and with effect of it, my LTF Axis flipkart CC is now being chargeable if I spend less than 3.5 lacs in a year. Received email regarding this. This is pure cheating 😔 Can I take any action against this?

if they charge complaint to RBI ombudsman forum regarding misleading & Cheating they will not charge then