Tata Neu Infinity Credit Card statement and cashback audit - December 2024

[OmenDon]

Hey Folks,

Just trying to make sense of my first Tata neu infinity CC statement.

I am confused on the cashback on the UPI payments as it is not adding up when I look at the statement. Secondly, cashback for Zudia purchase (CC Swipe) is not 5%. I read somewhere it was 5% maybe it's not actually the case.

Please audit the statement and let me know if something else is off or am I right in my above observation specifically for upi payments.

Have attached my statement for perusal. Thanks 🙂

 

[helloworld]

Incase if not aware, UPI spends accure 0.5% through statement and 1% through tatanue app.



Your points matched to me.

 

[OmenDon]

Incase if not aware, UPI spends accure 0.5% through statement and 1% through tatanue app.

View attachment 76299

Your points matched to me.

That's something I wasn't aware of. Thanks for clarifying that "helloworld". It's seems to line up. I did the math and all upi spends in statement line upto Rs. 1335 and 0.5% of this amount is 6.67. I think they are not considering the values in decimal places but the calculations in general seems to match. 🙂

Also I expected Zudio for 5% since it being a Tata brand but alas I assumed wrong.

Incase if not aware, UPI spends accure 0.5% through statement and 1% through tatanue app.

View attachment 76299

Your points matched to me.

 

[helloworld]

That's something I wasn't aware of. Thanks for clarifying that "helloworld". It's seems to line up. I did the math and all upi spends in statement line upto Rs. 1335 and 0.5% of this amount is 6.67. I think they are not considering the values in decimal places but the calculations in general seems to match. 🙂

Also I expected Zudio for 5% since it being a Tata brand but alas I assumed wrong.

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I do not see anywhere about Zudio since the card launch. Check again. Also for decimal places do check above link for sample calculation.