Tempted to apply for 2nd AmEx card (1st is mrcc FYF got in nov 27th 2022 under referral scheme)

[vaibhav111vaibhav111 is verified member.]

What are the chances of approval (in terms of duration)for a second Amex (Gold, in this case), and can I apply for one? I'm creating this thread because I'm confused by conflicting information on Twitter. In November, I saw multiple posts about people successfully applying for a second Amex within a short period of time, but now I'm not sure if this is still possible. If you have applied for a second Amex during the FYF and received the card, please let me know. I'm considering applying because my MRCC limit of 1.5 lakhs is almost reached, and the FYF offer for the gold card is ending on March 31, 2023. I plan to cancel the gold card after 11 months, but I'm tempted to get another Amex. However, I'm not sure if the Gold card is as good as the MRCC since I only remember the 1000 x 6 benefit and there's no fee reversal.

 

[BestBankerBestBanker is verified member.]

Wit for six months from first card and then apply

 

[axb]

I applied 3 amex cards within 1 month. Best part if you apply 2nd card within a month no VKYC required.

 

[vaibhav111vaibhav111 is verified member.]

I applied 3 amex cards within 1 month. Best part if you apply 2nd card within a month no VKYC required.

yeah have heard of these no VKCY for 2nd amex though, thanks for the input

 

[V360V360 is verified member.]

What are the chances of approval (in terms of duration)for a second Amex (Gold, in this case), and can I apply for one? I'm creating this thread because I'm confused by conflicting information on Twitter. In November, I saw multiple posts about people successfully applying for a second Amex within a short period of time, but now I'm not sure if this is still possible. If you have applied for a second Amex during the FYF and received the card, please let me know. I'm considering applying because my MRCC limit of 1.5 lakhs is almost reached, and the FYF offer for the gold card is ending on March 31, 2023. I plan to cancel the gold card after 11 months, but I'm tempted to get another Amex. However, I'm not sure if the Gold card is as good as the MRCC since I only remember the 1.5x4 benefit and there's no fee reversal.

I got MRCC in Sept 2022, Gold Charge in Oct 2022, and then Amex Plat in Jan 2023 - no VKYC or any verification.

Called CC for LE on MRCC (6 months completed) and they increased it by a lac

 

[vaibhav111vaibhav111 is verified member.]

I got MRCC in Sept 2022, Gold Charge in Oct 2022, and then Amex Plat in Jan 2023 - no VKYC or any verification.

Called CC for LE on MRCC (6 months completed) and they increased it by a lac

so for referral did you use yourself for 2nd/3rd i know it seem not possible but doesn't hurt to ask. and limit were the same, amex don't do combined limit so all have separate limit right.

 

[Wealth is my birth right!]

so for referral did you use yourself for 2nd/3rd i know it seem not possible but doesn't hurt to ask. and limit were the same, amex don't do combined limit so all have separate limit right.

Yes on separate limit part
I have 2 cc and one charge card

 

[Wealth is my birth right!]

I got MRCC in Sept 2022, Gold Charge in Oct 2022, and then Amex Plat in Jan 2023 - no VKYC or any verification.

Called CC for LE on MRCC (6 months completed) and they increased it by a lac

waiting for April for an le to end the 6m duration
Can we ask 25%

 

[BestBankerBestBanker is verified member.]

Why do you want to have multiple cards. Choose one that suits you and don't take a card just because you are getting it for free

 

[V360V360 is verified member.]

waiting for April for an le to end the 6m duration
Can we ask 25%

They will just ask for verbal confirmation on whether your income has increased. Basis your inputs, they will check and align LE accordingly.

 

[vaibhav111vaibhav111 is verified member.]

Why do you want to have multiple cards. Choose one that suits you and don't take a card just because you are getting it for free

true , not gonna apply cause

Annual Fee​

First Year fee : Rs. 1,000 plus applicable taxes
Second Year onwards : Rs. 4,500 plus applicable taxes

i missed this part

 

[Wealth is my birth right!]

They will just ask for verbal confirmation on whether your income has increased. Basis your inputs, they will check and align LE accordingly.

That’s great w e f April I have a hike even I can provide letter from my employer in that regard

 

[BestBankerBestBanker is verified member.]

That’s great w e f April I have a hike even I can provide letter from my employer in that regard

Treat

 

[Wealth is my birth right!]

Treat

Sure
The day when I grow to apply plat charge it’s via our beloved @BestBanker and first swipe at the restaurant which u prefer

 

[BestBankerBestBanker is verified member.]

Sure
The day when I grow to apply plat charge it’s via our beloved @BestBanker and first swipe at the restaurant which u prefer

Very soon

 

[Ram1]

Oh manual LE possible without docs??

I got MRCC in Sept 2022, Gold Charge in Oct 2022, and then Amex Plat in Jan 2023 - no VKYC or any verification.

Called CC for LE on MRCC (6 months completed) and they increased it by a lac

 

[Wealth is my birth right!]

Oh manual LE possible without docs??

Yes u can call cc

 

[bhavik886151]

I got MRCC in Sept 2022, Gold Charge in Oct 2022, and then Amex Plat in Jan 2023 - no VKYC or any verification.

Called CC for LE on MRCC (6 months completed) and they increased it by a lac

what s the ideal wait time to apply between to Amex Card so it will not reject

 

[CVR]

what s the ideal wait time to apply between to Amex Card so it will not reject

depends on your cibil score, salary etc.. ppl have got 3 cards in 3 consecutive months also.. normally it is said to wait 3 to 6 months

 

[Wealth is my birth right!]

depends on your cibil score, salary etc.. ppl have got 3 cards in 3 consecutive months also.. normally it is said to wait 3 to 6 months

2 cards in 2 weeks I got
Approval based upon one’s own credentials