TF Statistics - Bank Accounts with most customers from TF.

[Raavan]

I know we do have this thread on bank accounts
This thread is about consolidating that information and get a clear view on which bank has most customers from TF.

Hello Community Members


Here's a poll to discover which banks our community members are most customers of. Whether you have active bank account from HDFC, SBI, ICICI, Axis, or any other bank, let's create our own statistics. Your participation will help us understand the preferences within our community and foster more targeted discussions.

Clarification on Voting:
Let's say you have 2 accounts from ICICI, one account from Axis, none from SBI - Select ICICI and Axis banks from the above poll.
The poll is about all the banks that you have an active bank account with.
The poll is not about a specific account variant or your QAB/MAB or your salary/savings account.
If you are choosing OTHERS option then kindly mention the bank name in replies below.

Cast your vote now and let's see which bank comes out on top!

 

[Raavan]

PNB 2016-2020 - Earlier it was Oriental Bank of commerce and was opposite to my school. So the branch people came to open minor accounts in my school. Now dormant.

Another PNB - Before OBC merger. Active account. For household expenses.

SBI - Opened as my own first account digitally. Now kept it as a memory.

Paytm Payments Bank 2018-2024 - officially first account opened during KYC of wallet. Closed by RBI.

AU SFB - Opened bcz of high interest rate. Now using for daily UPI txns.

Jio payments Bank - in replacement of paytm. Only keeping for free RPDC and zero balance.

Unity Small Finance Bank - Again laalach of high interest rate. [NOW CLOSED]

Bank of Baroda - for RuPay Platinum DC and Amazon pay offer. Also almost a zero charges account. My primary account.

Axis Liberty - For 750 GV

ICICI Zero balance account - opened via Amazon pay credit card. Use it for stock market related transaction.

North East SFB - via slice. For higher interest rate and daily interest payout. Will park my emergency and opportunities fund in this account.

Here is the list of my bank accounts.

 

[Panthera_Tigris]

Maybe an option for foreign banks? HSBC, SCB, DBS etc. May be small but will be good to know.

 

[2025]

Maybe an option for foreign banks? HSBC, SCB, DBS etc. May be small but will be good to know.

Yup. Union Bank can be replaced by Other Foreign Banks (HSBC, SC, DBS etc.). @kuchbhi @cardio_guy

And also, I think PNB has more customer base than Canara Bank. I am not sure though.

 

[Pissant]

Yes Bank really is lagging behind.

 

[Arnal07]

Here is the list of my bank accounts.

Any specific reason to close unity bank ac?

 

[Raavan]

Any specific reason to close unity bank ac?

No nothing like issues or something, it's just that i replaced Unity with Nesfb.
Nesfb Gets me better interest rate on SA & similar interest rate on FD.
I opened Unity account when there was no UPI, MB - Unity is not a developed bank yet.

 

[Arnal07]

No nothing like issues or something, it's just that i replaced Unity with Nesfb.
Nesfb Gets me better interest rate on SA & similar interest rate on FD.
I opened Unity account when there was no UPI, MB - Unity is not a developed bank yet.

I recently opened unity sf bank savings ac online for fd investent.I considered unity bank over NESFB because the credit rating and asset quality seemed to be better for unity bank.

 

[yobro]

I recently opened unity sf bank savings ac online for fd investent.I considered unity bank over NESFB because the credit rating and asset quality seemed to be better for unity bank.

I guess NESFB condition will improve after slice takeover.

 

[2025]

@cardio_guy I think "Foreign Banks (HSBC/SC/DBS etc.)" instead of HSBC alone would be a better choice. Could u please do that.

 

[dvader]

YesBank really is shoe in for Axis. I mean they don't bother you like Axis and my experience has been consistently Okish with Yes Bank branches across multiple cities. I get bothered may be once in 5-6 months for some product which I politely decline. And 3-4 times during financial year end again it's polite.

While everything else seems OK, why the hell does axis have 40% of TF share. It's like men consistently picking toxic girlfriends over normal ones. This no needs to come down.

 

[praful47]

Competition will be between HDFC , ICICI and SBI

 

[SSV]

why the hell does axis have 40% of TF share. It's like seeing men consistently picking toxic girlfriends over normal ones.

Because in this yuga, sensationalism works, ie for right or wrong reasons always being in headlines.. an unfortunate fact ..