The overall maths & ROI timeline on SBI CB vs Axis Magnus Burgundy for online order via Lazada / Shopee? AMEX MRCC for chargeback safety?

[insight]

The overall maths & ROI timeline on SBI CB vs Axis Magnus Burgundy for online order via Lazada / Shopee? AMEX MRCC for chargeback safety?

Given the upsides of cashback / RP and downsides of delayed CB/RP timeline & Forex related charges, fees & markups.

A lot of this keeps changing and I am hoping to balance out the pros/ cons with the % up & down for each?

HOW DOES THE MATHS PLAY OUT?

 

[Vasuki]

The overall maths & ROI timeline on SBI CB vs Axis Magnus Burgundy for online order via Lazada / Shopee? AMEX MRCC for chargeback safety?

Given the upsides of cashback / RP and downsides of delayed CB/RP timeline & Forex related charges, fees & markups.

A lot of this keeps changing and I am hoping to balance out the pros/ cons with the % up & down for each?

Are you asking ? Gonna explain

Write in points & specifically

 

[insight]

Are you asking ? Gonna explain

Write in points & specifically

Asking.

HOW DOES THE MATHS PLAY OUT?

 

[Vasuki]

The overall maths & ROI timeline on SBI CB vs Axis Magnus Burgundy for online order via Lazada / Shopee? AMEX MRCC for chargeback safety?

Given the upsides of cashback / RP and downsides of delayed CB/RP timeline & Forex related charges, fees & markups.

A lot of this keeps changing and I am hoping to balance out the pros/ cons with the % up & down for each?

HOW DOES THE MATHS PLAY OUT?

For amex @the_dark_knight will tell u

 

[the_dark_knight]

For amex @the_dark_knight will tell u

When you add, walk run and then subtract, then also ROI same but I recommend amex gold for 5x safety.

 

[Vasuki]

When you add, walk run and then subtract, then also ROI same but I recommend amex gold for 5x safety.

 

[insight]

For amex @the_dark_knight will tell u

And SBI vs Mag Burg? - given so many recent changes.

I'd addressed similarly here - https://www.technofino.in/community...-g-amzn-us-ue-eu-brands-etc.15230/post-609312

 

[Vasuki]

And SBI vs Mag Burg? - given so many recent changes.

M4b isn't worth the hype . decent card with milestone
Sbi cashback is all rounder

 

[insight]

M4b isn't worth the hype . decent card with milestone
Sbi cashback is all rounder

Im not asking about the cards in GENERAL. I have both.

I was asking about current mathematics for the above online transactions as I am unable to keep track of changing dynamics.

Examples from the table: https://www.technofino.in/best-credit-cards-for-international-spends-in-india/

Credit Card	Annual Fees	Annual Fees Waiver	Reward Rate on International Spends	Forex Markup Rate	Net Reward Rate
Axis Burgundy One	₹50,000+GST (NIL for Burgundy account holders)	NA	1.5% (on GV) & Minimum of 6% (Transfer Partners)	0%	1.5% (on GV) & Minimum of 6% (Transfer Partners)
Axis Reserve	₹50,000+GST	₹35 L	3% (on GV) & Minimum of 6% (Transfer Partners).	1.5% + GST	1.23% (on GV) & Minimum 4.23% (Transfer Partners)

BOB Eterna	₹2,999+GST	₹5L	3.75%	2% + GST	1.4% (Cashback)
SBI Cashback	₹999+GST	₹2L	5%	3.5% + GST	0.87% (Cashback)

I was wondering what the current numbers & mathematics is on this for M4B vs SBI CB?